3474 Garrison Road, Fort Erie, ON

$1,095,000
MLS#:X13520812
0 beds
1 baths
Commercial
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Property Highlights

Welcome to this remarkable commercial retail located in the coveted neighborhood of 330 - Bertie Ridge. Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $1,095,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 0 Bedrooms and 1 Bathroom
  • Premium 370.89 x 204.84 ft lot size
  • equipped with yes central cooling and highly efficient gas forced air open heating

Description

LIVE. WORK. THRIVE. Rare opportunities like this don't come along often! Set on 1.76 acres with exceptional highway exposure, this unique ECU-zoned property is ideal for entrepreneurs, home-based business owners, investors, or multi-generational families seeking the perfect blend of home and business. The standout feature is the impressive 1500 sqft detached building, currently used as a workshop and formerly operating as a butcher shop, dive shop, and antique store. Equipped with water, a washroom, and wall-mounted A/C, this versatile space is ready for your vision. With excellent highway visibility and flexible ECU zoning, the possibilities are endless. Operate your business from home, create a professional office, studio, workshop, service business or bring your next entrepreneurial venture to life. The over 1800 sqft bungalow offers quality craftsmanship and functional living space with 3 bedrooms, a 5-piece bathroom, and both a living room and family room, each featuring a fireplace and beautiful custom wood finishes. The stunning open-concept kitchen boasts custom cabinetry, quartz countertops, a gas stove, high-end stainless steel appliances, and opens to a covered balcony, perfect for morning coffee or entertaining while overlooking the property. The walk-out basement offers excellent in-law suite potential for extended family or future rental income. After a long day, unwind in the covered hot tub, then step into the beautifully landscaped backyard complete with a cozy firepit, your own private retreat. Main floor laundry with custom cabinetry adds everyday convenience. Whether you're looking to grow your business, enjoy the convenience of working from home, accommodate extended family, or simply own a truly one-of-a-kind property, this exceptional offering delivers endless possibilities. Business opportunity, income potential, space, and the home you've always dreamed of, all in one remarkable property.

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Key Features

Bathrooms
1
Property Type
Commercial

Additional Details

StatusActive
Listed Date7/3/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeCommercial Retail
Lot Size370.89 × 204.84 Feet
CountyNiagara
Annual Tax$6,656
Legal DescriptionPART LOT 1 CONCESSION 11 NIAGARA RIVER BERTIE BEING PART 2 ON PLAN 59R17838 TOWN OF FORT ERIE

Parking & Garage

Garage Spaces8
Garage TypeNone

Heating & Cooling

Heat TypeGas Forced Air Open
CoolingYes

Features

Property Features

Interior Features

Security Features

No

Community Features

Major Highway

Location

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3474 Garrison Road, Fort Erie, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 3474 Garrison Road, Fort Erie, ON L0S 1N0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Fort Erie.

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Interest Rate5.25%
Down Payment$219,000 (20.0%)
* Minimum Canadian down payment required for this price is $219,000.
Amortization Period25 Years
Estimated Monthly Payment$5,220Based on a loan of $876,000 over 25 years.
Purchase Price$1,095,000
Loan Amount$876,000
Provincial Land Transfer Tax:$18,375
Total Estimated Closing Taxes:$18,375

About Purchasing a Home in Fort Erie, ON

For a property listed at $1,095,000 in Fort Erie, the legal minimum down payment is $219,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $18,375 for this transaction. As this listing is in Fort Erie (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $18,375.

Nearby Listings

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No current listings found in Fort Erie.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Fort Erie.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$763,286

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

St Philomena
Public1332 Phillips Street, Fort Erie, Ontario, L2A 3C2
7.3
Garrison Road
Public1110 Garrison Road, Fort Erie, Ontario, L2A 1N9
7.8

Secondary Schools

Greater Fort Erie
Public1640 Garrison Road, Fort Erie, Ontario, L2A 5M4
5.5

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.