Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 335 - Ridgeway. Expertly crafted featuring premium stucco (plaster) construction, this residence presents an exceptional opportunity offered at $899,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Welcome to 3634 Cutler Street in the heart of Ridgeway. This 3-bedroom, 2-bathroom 1800s home offers over 1800 sq ft of living space on a 50 x 219 ft lot just steps from downtown shops, restaurants, cafés, and the shoreline. Original doors, architectural windows, and historic details throughout preserve the character of the home while thoughtful updates provide everyday comfort.The main floor features spacious principal rooms, main floor laundry, and a functional layout filled with natural light. Upstairs, a rare moon gate balcony just off the bedroom adds a unique architectural feature.Recent updates include new electrical (2024), new roof (2024), and new air conditioning (2025). The home is serviced with 200 amp hydro, while the attached 2-car garage features its own 100 amp service. Outside, the property offers parking for up to 12 vehicles and a newly built 1,000 sqft steel shop (2024) complete with 100 amp service, water and gas hook up, in-floor heat, and a large overhead door - ideal for a home-based business, workshop, studio, storage, or hobby space. This outbuilding would also convert beautifully to an accessory dwelling unit for family or rental income. A rare opportunity to own a historic home with exceptional functionality and flexibility in one of Niagara's most sought-after communities.
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Fenced Yard, Greenbelt/Conservation, Library, Park, Rec./Commun.Centre, Rolling
Auto Garage Door Remote, Carpet Free, Central Vacuum, Primary Bedroom - Main Floor, Water Purifier, Workbench
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This could be the first listing for this address.
Data-driven valuation for 3634 Cutler Street, Fort Erie, ON L0S 1N0
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Fort Erie.
About Purchasing a Home in Fort Erie, ON
For a property listed at $899,900 in Fort Erie, the legal minimum down payment is $64,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $14,473 for this transaction. As this listing is in Fort Erie (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $14,473.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.