3634 Cutler Street, Fort Erie, ON

$899,900
MLS#:X13104908
3 beds
2 baths
1500-2000 sqft
14.0 parking
Residential Freehold
Loading property media...

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 335 - Ridgeway. Expertly crafted featuring premium stucco (plaster) construction, this residence presents an exceptional opportunity offered at $899,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 50 x 219 ft lot
  • Features a full, unfinished, walk-up basement, adding superb versatility for recreation, a home gym, or extra storage
  • 14.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Carpet Free, Central Vacuum
  • equipped with wall unit(s) central cooling and highly efficient radiant heating via gas

Description

Welcome to 3634 Cutler Street in the heart of Ridgeway. This 3-bedroom, 2-bathroom 1800s home offers over 1800 sq ft of living space on a 50 x 219 ft lot just steps from downtown shops, restaurants, cafés, and the shoreline. Original doors, architectural windows, and historic details throughout preserve the character of the home while thoughtful updates provide everyday comfort.The main floor features spacious principal rooms, main floor laundry, and a functional layout filled with natural light. Upstairs, a rare moon gate balcony just off the bedroom adds a unique architectural feature.Recent updates include new electrical (2024), new roof (2024), and new air conditioning (2025). The home is serviced with 200 amp hydro, while the attached 2-car garage features its own 100 amp service. Outside, the property offers parking for up to 12 vehicles and a newly built 1,000 sqft steel shop (2024) complete with 100 amp service, water and gas hook up, in-floor heat, and a large overhead door - ideal for a home-based business, workshop, studio, storage, or hobby space. This outbuilding would also convert beautifully to an accessory dwelling unit for family or rental income. A rare opportunity to own a historic home with exceptional functionality and flexibility in one of Niagara's most sought-after communities.

Schedule a Tour

Contact us to schedule a private viewing of this property.

Contact Agent

Generate CMA Report

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date5/7/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionStucco (Plaster)
BasementFull, Unfinished, Walk-Up
Lot Size50 × 219 Feet
CountyNiagara
Annual Tax$3,582
Legal DescriptionPT LT 23 CON 1 LAKE ERIE BERTIE; PT FRIENDS BURYING GROUNG PL349 VILLAGE OF RIDGEWAY AS IN RO451552; FORT ERIE

Parking & Garage

Parking Spaces14.0
Garage Spaces12
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeRadiant
CoolingWall Unit(s)

Features

Property Features

Fenced Yard, Greenbelt/Conservation, Library, Park, Rec./Commun.Centre, Rolling

Interior Features

Auto Garage Door Remote, Carpet Free, Central Vacuum, Primary Bedroom - Main Floor, Water Purifier, Workbench

Security Features

Community Features

Location

Initializing map...
3634 Cutler Street, Fort Erie, ON
Loading local market trends...

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 3634 Cutler Street, Fort Erie, ON L0S 1N0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
Loading stats...

Properties in this area are selling at a steady pace.

Market Trend
Calculating trend...

Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Fort Erie.

Information Gain SEO Widget

Configure Loan Settings

Interest Rate5.25%
Down Payment$64,990 (7.2%)
* Minimum Canadian down payment required for this price is $64,990.
Amortization Period25 Years
Estimated Monthly Payment$4,975Based on a loan of $834,910 over 25 years.
Purchase Price$899,900
Loan Amount$834,910
Provincial Land Transfer Tax:$14,473
Total Estimated Closing Taxes:$14,473

About Purchasing a Home in Fort Erie, ON

For a property listed at $899,900 in Fort Erie, the legal minimum down payment is $64,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $14,473 for this transaction. As this listing is in Fort Erie (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $14,473.

Nearby Listings

Distance:

No current listings found in Fort Erie.

Similar Listings Nearby

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Fort Erie.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$763,084

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

St Philomena
Public1332 Phillips Street, Fort Erie, Ontario, L2A 3C2
7.3
Garrison Road
Public1110 Garrison Road, Fort Erie, Ontario, L2A 1N9
7.8

Secondary Schools

Greater Fort Erie
Public1640 Garrison Road, Fort Erie, Ontario, L2A 5M4
5.5

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.