3897 Settler's Cove Drive, Fort Erie, ON

$629,900
MLS#:X12962624
3 beds
4 baths
1100-1500 sqft
5.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungaloft semi-detached located in the coveted neighborhood of 328 - Stevensville. Expertly crafted featuring premium stone and vinyl siding construction, this residence presents an exceptional opportunity offered at $629,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 4 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 30.45 x 104.99 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Air Exchanger, Auto Garage Door Remote, Central Vacuum
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Extraordinary 3-bedroom bungaloft that is sure to impress! Welcome to 3897 Settler's Cove Drive, nestled in Stevensville's highly desirable Village Creek community. This move-in ready home showcases an exquisite layout paired with magnificent interior finishes throughout. The main floor features elegant hardwood flooring, a gourmet kitchen complete with granite countertops, pantry, stylish backsplash, and pot lights. The bright and open-concept living and dining area is perfect for entertaining, highlighted by a cozy gas fireplace and a sliding door walkout to a covered sitting area. The primary bedroom is conveniently located on the main floor and offers a luxurious 3-piece ensuite with heated floors and floor-to-ceiling tile. Upstairs, you'll find a spacious second bedroom along with a beautifully finished 3-piece ensuite bathroom. The fully finished lower level boasts vinyl plank flooring, a large rec room with a second gas fireplace, oversized windows, a third bedroom, and a full bathroom-ideal for guests or extended family. Step outside to enjoy the fully fenced backyard featuring a private two-tier sitting area, complete with a covered, gas-line BBQ setup and a lower concrete patio. Additional highlights include main floor laundry, brand new Furnace and Heat Pump (2026), central vacuum rough-in, and an attached 1.5-car garage with inside entry and NEMA 14-50 240V, 50A outlet for EV charging. A true pleasure to view and show.

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Key Features

Bedrooms
3
Bathrooms
4
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusExpired
Listed Date4/7/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeSemi-Detached
Architectural StyleBungaloft
ConstructionStone, Vinyl Siding
BasementFull, Finished
Lot Size30.45 × 104.99 Feet
CountyNiagara
Annual Tax$5,074
Legal DescriptionPT LT 13 PLAN 59M347 BEING PTS 1 & 2 ON 59R13312; S/T EASEMENT IN GROSS OVER PT 4 ON 59R13111 AS IN SN124817 TOWN OF FORT ERIE

Parking & Garage

Parking Spaces5.0
Garage Spaces4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Air Exchanger, Auto Garage Door Remote, Central Vacuum, Sump Pump

Security Features

Community Features

Location

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3897 Settler's Cove Drive, Fort Erie, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 3897 Settler's Cove Drive, Fort Erie, ON L0S 1S0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Fort Erie.

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Interest Rate5.25%
Down Payment$37,990 (6.0%)
* Minimum Canadian down payment required for this price is $37,990.
Amortization Period25 Years
Estimated Monthly Payment$3,527Based on a loan of $591,910 over 25 years.
Purchase Price$629,900
Loan Amount$591,910
Provincial Land Transfer Tax:$9,073
Total Estimated Closing Taxes:$9,073

About Purchasing a Home in Fort Erie, ON

For a property listed at $629,900 in Fort Erie, the legal minimum down payment is $37,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,073 for this transaction. As this listing is in Fort Erie (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,073.

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No current listings found in Fort Erie.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Fort Erie.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$763,084

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

St Philomena
Public1332 Phillips Street, Fort Erie, Ontario, L2A 3C2
7.3
Garrison Road
Public1110 Garrison Road, Fort Erie, Ontario, L2A 1N9
7.8

Secondary Schools

Greater Fort Erie
Public1640 Garrison Road, Fort Erie, Ontario, L2A 5M4
5.5

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.