45 Albert Street, Fort Erie, ON

$588,000
MLS#:X13472742
4 beds
2 baths
700-1100 sqft
9.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Backsplit 4 detached located in the coveted neighborhood of 333 - Lakeshore. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $588,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 50 x 134 ft lot
  • Features a partially finished, finished, walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • 9.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Sump Pump, Storage
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 45 Albert St - Modern Living & Unmatched Investment Potential! Looking for a masterfully remodeled, Open-Concept Home just steps from the Lake Erie? This Fully Transformed property offers the perfect blend of modern luxury, lifestyle, and incredible financial upside. Featuring 4 spacious bedrooms and 2 beautifully upgraded bathrooms, the home boasts a brand-new gourmet Kitchen with a Center Island that flows seamlessly into the bright living and dining areas. The finished lower-level Family/Recreation Room is perfect for Kids, while the private, newly fenced backyard with an above-ground Pool offers a fabulous space for summer entertaining. A Premier, High-Growth Location Situated moments from the shores of Lake Erie, this property features beautiful Water views in an Area that is currently a hotbed for development. Top Builders are pouring into the region, with luxury custom homes and modern single-family subdivisions rising all around. Phenomenal Airbnb & Rental Potential Located just minutes from Niagara Falls and the US border (Buffalo), this highly attractive destination draws massive tourism and cross-border traffic, making it a Goldmine for a lucrative Airbnb or short-term rental investment. Peace, Nature, and Unbeatable Value Despite the booming growth, the neighborhood remains a peaceful, safe, family-oriented, and retiree-friendly sanctuary. It offers unparalleled natural beauty and a tranquil lifestyle at a price point that remains significantly lower than the Greater Toronto Area (GTA).Whether you are looking for your dream family home, a serene retirement retreat, or a high-yield investment, this rare gem delivers it all. No direct neighbors to the west or rear of the property. Lower-Level Apartment / Rental Potential. Schedule Your private viewing today!

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Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/21/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBacksplit 4
ConstructionBrick, Vinyl Siding
BasementPartially Finished, Finished, Walk-Out
Lot Size50 × 134 Feet
CountyNiagara
Annual Tax$3,528
Legal DescriptionPT LT 1 W/S ALBERT ST PL 990-992 BERTIE AS IN RO772772; FE

Parking & Garage

Parking Spaces9.0
Garage Spaces8
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Sump Pump, Storage

Security Features

Community Features

Location

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45 Albert Street, Fort Erie, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 45 Albert Street, Fort Erie, ON L2A 5K9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Fort Erie.

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Interest Rate5.25%
Down Payment$33,800 (5.7%)
* Minimum Canadian down payment required for this price is $33,800.
Amortization Period25 Years
Estimated Monthly Payment$3,303Based on a loan of $554,200 over 25 years.
Purchase Price$588,000
Loan Amount$554,200
Provincial Land Transfer Tax:$8,235
Total Estimated Closing Taxes:$8,235

About Purchasing a Home in Fort Erie, ON

For a property listed at $588,000 in Fort Erie, the legal minimum down payment is $33,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,235 for this transaction. As this listing is in Fort Erie (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,235.

Nearby Listings

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No current listings found in Fort Erie.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Fort Erie.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$763,084

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

St Philomena
Public1332 Phillips Street, Fort Erie, Ontario, L2A 3C2
7.3
Garrison Road
Public1110 Garrison Road, Fort Erie, Ontario, L2A 1N9
7.8

Secondary Schools

Greater Fort Erie
Public1640 Garrison Road, Fort Erie, Ontario, L2A 5M4
5.5

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.