644 Floyd Place, Fort Erie, ON

$374,900
MLS#:X12488438
4 beds
3 baths
1100-1500 sqft
2.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of 333 - Lakeshore. Expertly crafted featuring premium brick front and vinyl siding construction, this residence presents an exceptional opportunity offered at $374,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 50 x 100 ft lot
  • Features a partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

ABSOLUTELY FABULOUS LOCATION. A MINUTES WALK TO SANDY WAVERLY BEACH! Only a few minutes to shopping and the Peace Bridge. This home has so much potential to be the cutest property on the block! Enjoy your morning coffee and fresh air coming off the lake, from your large covered front porch. The main level offers a spacious living room, dining room, kitchen, bedroom and full bath with tub and shower. Head upstairs and you will find 2 bedrooms and a conveniently located 2 pc in between the bedrooms. The lower level has rec room, 3 pc bath with shower, bedroom and laundry room. The covered side entrance is perfect for bringing in groceries and also gives access to the lower level! Income potential! The yard is just the perfect size with a Suncast storage shed. Great starter or project for a handyman!

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Property Summary

This detached home located at 644 Floyd Place, Fort Erie is currently for sale and has been available on SousaSells for 260 days. This property is listed at $374,900 with an estimated mortgage of $1,248* per month. It has 4 beds, 3 bathrooms, and is 1100-1500 square feet. 644 Floyd Place, Fort Erie is in the 333 - Lakeshore neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateNovember 12, 2025
Sold price information is available to members only
Listed Date10/29/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionBrick Front, Vinyl Siding
BasementPartially Finished
Lot Size50 × 100 Acres
CountyNiagara
Annual Tax$3,201
Legal DescriptionPT LT 9, PT LT 10, BLK 1 PL 351 BERTIE PT 1, 59R1954; FORT ERIE

Parking & Garage

Parking Spaces2.0
Garage Spaces2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Primary Bedroom - Main Floor

Security Features

Community Features

Location

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644 Floyd Place, Fort Erie, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 644 Floyd Place, Fort Erie, ON L2A 1C3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Fort Erie.

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Interest Rate4.00%
Down Payment$112,470 (30.0%)
* Minimum Canadian down payment required for this price is $18,745.
Amortization Period30 Years
Estimated Monthly Payment$1,248Based on a loan of $262,430 over 30 years.
Purchase Price$374,900
Loan Amount$262,430
Provincial Land Transfer Tax:$4,099
Total Estimated Closing Taxes:$4,099

About Purchasing a Home in Fort Erie, ON

For a property listed at $374,900 in Fort Erie, the legal minimum down payment is $18,745 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,099 for this transaction. As this listing is in Fort Erie (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,099.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 333 - Lakeshore, Fort Erie.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$694,553

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Garrison Road
Public1110 Garrison Road, Fort Erie, Ontario, L2A 1N9
7.8
Our Lady of Victory
Public300 Central Avenue, Fort Erie, Ontario, L2A 3T3
5.0
St Philomena
Public1332 Phillips Street, Fort Erie, Ontario, L2A 3C2
7.3

Secondary Schools

Greater Fort Erie
Public1640 Garrison Road, Fort Erie, Ontario, L2A 5M4
5.5

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.