955 Ridge Road, Fort Erie, ON

$949,900
MLS#:X12981136
4 beds
2 baths
1100-1500 sqft
13.0 parking
Residential Freehold
Loading property media...

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of 335 - Ridgeway. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $949,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1100-1500 sqft on a premium 180 x 240 ft lot
  • Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 13.0 total parking spaces available
  • Notable attributes: In-Law Suite, Generator - Full
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to this stunning 4-bedroom, 2-bathroom bungalow set on an incredible 0.75-acre lot in the heart of Ridgeway, just minutes to Crystal Beach. With no rear neighbours and beautiful views of nature, this property offers the perfect blend of privacy, space, and lifestyle while still being close to everything. Offering approximately 2,600 sq ft of finished living space, this home has been beautifully maintained and updated throughout. The main level features a renovated kitchen with granite countertops, undercabinet lighting, and a bright, open layout perfect for everyday living and entertaining. A cozy wood-burning fireplace adds warmth and charm, while large windows fill the home with natural light. The home offers 3 bedrooms upstairs and 1 downstairs, along with 2 full bathrooms. The fully finished lower level includes a kitchenette, spacious living area, bedroom, and a second wood-burning fireplace, ideal for extended family or multi-use living. Step outside and enjoy the large upper patio with a dedicated BBQ area, plenty of seating, beautiful views, and durable rubber playground flooring. The backyard features an above-ground pool with a deck, a hot tub on a concrete pad, and a firepit area. Additional features include a converted garage workshop and a wood shed for storage, ideal for tools, a riding lawnmower, or recreational equipment. Major updates include furnace and A/C (2023), roof (2017), updated stucco siding and rear deck, and a new 18 kW backup generator with transfer switch. The home also offers 200-amp service and EV charging provision, with parking for 14+ vehicles. Whether you're hosting summer get-togethers, enjoying quiet mornings on the patio, or making the most of the space with family and friends, this property truly offers the lifestyle so many buyers are looking for.

Schedule a Tour

Contact us to schedule a private viewing of this property.

Contact Agent

Generate CMA Report

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
2
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
Listed Date4/10/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding
BasementFinished, Full
Lot Size180 × 240 Feet
CountyNiagara
Annual Tax$4,310
Legal DescriptionPT LT 22 CON 3 LAKE ERIE BERTIE AS IN RO768010; FORT ERIE

Parking & Garage

Parking Spaces13.0
Garage Spaces13
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

In-Law Suite, Generator - Full

Security Features

Community Features

Location

Initializing map...
955 Ridge Road, Fort Erie, ON
Loading local market trends...

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 955 Ridge Road N, Fort Erie, ON L0S 1N0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
Loading stats...

Properties in this area are selling at a steady pace.

Market Trend
Calculating trend...

Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Fort Erie.

Information Gain SEO Widget

Configure Loan Settings

Interest Rate5.25%
Down Payment$69,990 (7.4%)
* Minimum Canadian down payment required for this price is $69,990.
Amortization Period25 Years
Estimated Monthly Payment$5,244Based on a loan of $879,910 over 25 years.
Purchase Price$949,900
Loan Amount$879,910
Provincial Land Transfer Tax:$15,473
Total Estimated Closing Taxes:$15,473

About Purchasing a Home in Fort Erie, ON

For a property listed at $949,900 in Fort Erie, the legal minimum down payment is $69,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $15,473 for this transaction. As this listing is in Fort Erie (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $15,473.

Nearby Listings

Distance:

No current listings found in Fort Erie.

Similar Listings Nearby

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Fort Erie.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$763,646

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

St Philomena
Public1332 Phillips Street, Fort Erie, Ontario, L2A 3C2
7.3
Garrison Road
Public1110 Garrison Road, Fort Erie, Ontario, L2A 1N9
7.8

Secondary Schools

Greater Fort Erie
Public1640 Garrison Road, Fort Erie, Ontario, L2A 5M4
5.5

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.