1015 Oak Lane, Frontenac, ON

$669,000
MLS#:X13514124
3 beds
2 baths
< 700 sqft
5.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of 45 - Frontenac Centre. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $669,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning < 700 sqft on a premium 135 x 257.5 ft lot
  • Features a exposed rock, unfinished, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available
  • Notable attributes: Primary Bedroom - Main Floor, Water Treatment, Water Heater
  • equipped with window unit(s) central cooling and highly efficient other heating via wood

Description

Escape to the peaceful shores of Black Lake, connected to beautiful Sharbot Lake, where this charming 2-bedroom, 1-bath waterfront cottage offers the perfect blend of relaxation and convenience. Located just off Highway 7, this 3-season getaway is only 1.5 hours from Ottawa and 1 hour from Kingston, making weekend escapes effortless. Inside, the bright open-concept kitchen and living area showcase stunning lake views, while the spacious primary bedroom also enjoys tranquil waterfront vistas and direct access to the expansive deck-perfect for your morning coffee or evening sunsets. A cozy WETT-certified wood stove efficiently heats the entire cottage, creating a warm and inviting atmosphere throughout the seasons. Outdoor living is truly exceptional with a multi-level deck overlooking the lake, offering plenty of space to entertain, dine, or simply unwind while taking in the scenery. At the water's edge, a second lakeside sitting room/bunkie provides the perfect retreat for guests, a quiet reading nook, or a peaceful space to enjoy the view. Built in 2020, the separate bunkie located behind the cottage is an incredible bonus, featuring durable 10 mm laminate flooring, a new wood stove, and its own bathroom complete with a Sun-Mar composting toilet - ideal for hosting family and friends in comfort. Thoughtfully updated, the cottage includes all new windows (2018), a new 100-amp electrical panel (2018), new septic pump (2018) and additional lower-level storage housing the water pump, UV water filtration system, and hot water tank. Whether you're looking for a family cottage, a weekend retreat, or a peaceful waterfront escape with easy access to the city, this Black Lake gem offers an exceptional opportunity to enjoy lakeside living at its finest. Gas, LCBO and additional amenities 2 mins away! Black lake is home to only 14 cottages, excellent fishing, surrounded by walking trails and access to public beach!

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Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
< 700 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/27/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionWood
BasementExposed Rock, Unfinished, Separate Entrance
Lot Size135 × 257.5 Feet
CountyFrontenac
Annual Tax$2,970
Legal DescriptionLT 6, PL 1113; S/T MINERAL RIGHTS AS IN FR97621 & FR100210; OLDEN;

Parking & Garage

Parking Spaces5.0
Garage Spaces5
Garage TypeNone

Heating & Cooling

Heat SourceWood
Heat TypeOther
CoolingWindow Unit(s)

Features

Property Features

Lake Access, Waterfront, Wooded/Treed

Interior Features

Primary Bedroom - Main Floor, Water Treatment, Water Heater, Storage

Security Features

Community Features

Location

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1015 Oak Lane, Frontenac, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 1015 Oak Lane N, Frontenac, ON K0H 2P0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Frontenac.

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Interest Rate5.25%
Down Payment$41,900 (6.3%)
* Minimum Canadian down payment required for this price is $41,900.
Amortization Period25 Years
Estimated Monthly Payment$3,737Based on a loan of $627,100 over 25 years.
Purchase Price$669,000
Loan Amount$627,100
Provincial Land Transfer Tax:$9,855
Total Estimated Closing Taxes:$9,855

About Purchasing a Home in Frontenac, ON

For a property listed at $669,000 in Frontenac, the legal minimum down payment is $41,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,855 for this transaction. As this listing is in Frontenac (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,855.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Frontenac.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$661,906

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.