1140 St. Georges Lake Road, Frontenac, ON

$624,900
MLS#:X13492326
5 beds
4 baths
1500-2000 sqft
12.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of 45 - Frontenac Centre. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $624,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 4 Bathrooms with 3 functional kitchens
  • Generous living space spanning 1500-2000 sqft on a premium 797.98 x 751.71 ft lot
  • Features a finished with walk-out, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 12.0 total parking spaces available
  • Notable attributes: Carpet Free, Accessory Apartment, Guest Accommodations
  • equipped with central air central cooling and highly efficient forced air heating via propane

Description

Client RemarksWhat a unique opportunity! Located just minutes from Sharbot lake and tucked well off the road on a serene 7+ acres sits this 13-year-old home perfectly set up and designed for multi-generational living! The main house a large 1628 sqft raised bungalow features a modern layout with 3 bedrooms, 2 bathrooms, large principal room with 5 pc ensuite, main floor den/office with double French doors, main floor laundry, large oak kitchen and lots of natural light! The entire main floor has just been repainted throughout and offers brand new vinyl plank flooring ('26) The lower level of this home offers another 1350 sqft of finished space with 2 more bedrooms, office area, kitchenette, 4 pc bath/laundry and lots of natural light via the patio door and large window at the rear. The home is serviced by 200 amp service, a propane furnace, central air and propane hot water on demand system. The exterior of this great home offers 2 large decks with partial seasonal views of St. Georges Lake, brand new rear porch and stairs, storage shed, lots of parking and tons of privacy. The real appeal is the super cute and legal 1 bedroom detached home offering another 751 sqft of living space, high ceilings, newer kitchen and bathroom, Woodstove (WETT Cert), storage room and a small garage at the rear offering good storage options. The Septic was just pumped and inspected (May 2026), WETT Certificate (May 2026), 0/0 Water Test (May 2026), Letter from township stating legality of the 1 bedroom home (May '26) with the Well Record and Survey on file. This package in this location lends itself well to AirBnB with the ability to significantly offset your living expenses right away, or renting the 1 bedroom home long term to offset your mortgage while living in the main house or strictly as an investment property. Located just 7 min to the village of Sharbot Lake offering all the amenities you need for Rural living. Reach out today to book your private viewing!

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Property Summary

This detached home located at 1140 St. Georges Lake Road, Frontenac is currently for sale and has been available on SousaSells for 16 days. This property is listed at $624,900 with an estimated mortgage of $2,080* per month. It has 5 beds, 4 bathrooms, and is 1500-2000 square feet. 1140 St. Georges Lake Road, Frontenac is in the 45 - Frontenac Centre neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
5
Bathrooms
4
Kitchens
3
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/26/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionVinyl Siding
BasementFinished with Walk-Out, Full
Lot Size797.98 × 751.71 Feet
CountyFrontenac
Annual Tax$5,031
Legal DescriptionPT LT 4 CON 11 OLDEN PT 1 13R1024, PT 1 13R4544; S/T FR768550; CENTRAL FRONTENAC

Parking & Garage

Parking Spaces12.0
Garage Spaces12
Garage TypeNone

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Beach, Marina, Part Cleared, Rec./Commun.Centre, School Bus Route, School

Interior Features

Carpet Free, Accessory Apartment, Guest Accommodations, In-Law Suite, In-Law Capability, Primary Bedroom - Main Floor

Security Features

Community Features

Location

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1140 St. Georges Lake Road, Frontenac, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 1140 St. Georges Lake Road, Frontenac, ON K0H 2B0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Frontenac.

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Interest Rate4.00%
Down Payment$187,470 (30.0%)
* Minimum Canadian down payment required for this price is $37,490.
Amortization Period30 Years
Estimated Monthly Payment$2,080Based on a loan of $437,430 over 30 years.
Purchase Price$624,900
Loan Amount$437,430
Provincial Land Transfer Tax:$8,973
Total Estimated Closing Taxes:$8,973

About Purchasing a Home in Frontenac, ON

For a property listed at $624,900 in Frontenac, the legal minimum down payment is $37,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,973 for this transaction. As this listing is in Frontenac (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,973.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Frontenac.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$682,383

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.