1189 Giles Lane, Frontenac, ON

$1,099,000
MLS#:X13107414
5 beds
2 baths
700-1100 sqft
10.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of 45 - Frontenac Centre. Expertly crafted featuring premium stucco (plaster) construction, this residence presents an exceptional opportunity offered at $1,099,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 700-1100 sqft on a spacious lot (Feet)
  • 10.0 total parking spaces available
  • Notable attributes: Carpet Free, Guest Accommodations, Propane Tank
  • equipped with central air central cooling and highly efficient forced air heating via propane

Description

Welcome to this rare and exceptional Cole Lake property, offering expansive pristine waterfront in a truly picturesque setting. This four-season retreat provides outstanding swimming, boating, and fishing on a private, spring-fed lake.. The gently sloping, sandy shoreline is ideal for children and pets, creating a safe and welcoming outdoor space. The main home features an open-concept kitchen and living area with stunning lake views, a cozy wood-burning fireplace, three bedrooms, and a full 4-piece bathroom-perfect as a year-round residence or relaxing cottage escape. A separate coach house enhances the property with its own kitchen, 3-piece bathroom, one bedroom, and a loft that comfortably sleeps four, making it ideal for guests or extended family. Enjoy peaceful lakeside living just 40 minutes from Kingston, 10 minutes to Verona, and only 5 minutes from a nearby 18-hole golf course. Surrounded by nature, the property is perfect for hiking and outdoor recreation. This is a rare opportunity to own a unique combination of waterfront and acreage, with potential for future severance. Annual road maintenance fee of $300. Experience the serenity and make your dream of waterfront living on Cole Lake a reality.

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Key Features

Bedrooms
5
Bathrooms
2
Kitchens
2
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date5/6/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionStucco (Plaster)
BasementNone
CountyFrontenac
Annual Tax$4,325
Legal DescriptionPT LT 8, CON 3 PTS 1, 2, 3 13R20822 : S/T FRS17043 & FR522778 : HINCHINBROOKE TOGETHER WITH AN EASEMENTOVER PTS 4, 5, & 6 13R20822 AS INN FC177TOWNSHIP OF CENTRAL FRONTENAC

Parking & Garage

Parking Spaces10.0
Garage Spaces10
Garage TypeNone

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Clear View, Lake Access, Waterfront

Interior Features

Carpet Free, Guest Accommodations, Propane Tank

Security Features

Alarm System, Carbon Monoxide Detectors, Smoke Detector, Security System

Community Features

Location

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1189 Giles Lane, Frontenac, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 1189 Giles Lane, Frontenac, ON K0H 1T0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Frontenac.

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Interest Rate5.25%
Down Payment$219,800 (20.0%)
* Minimum Canadian down payment required for this price is $219,800.
Amortization Period25 Years
Estimated Monthly Payment$5,239Based on a loan of $879,200 over 25 years.
Purchase Price$1,099,000
Loan Amount$879,200
Provincial Land Transfer Tax:$18,455
Total Estimated Closing Taxes:$18,455

About Purchasing a Home in Frontenac, ON

For a property listed at $1,099,000 in Frontenac, the legal minimum down payment is $219,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $18,455 for this transaction. As this listing is in Frontenac (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $18,455.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Frontenac.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$661,146

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.