130 Main Street, Gananoque, ON

$874,900
MLS#:X13459590
4 beds
2 baths
2500-3000 sqft
2.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 05 - Gananoque. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $874,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 2500-3000 sqft on a premium 60 x 120 ft lot
  • Features a partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Storage, Ventilation System, Workbench
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Step into a rare piece of Gananoque history at 130 Main Street - a captivating circa-1870 Victorian home on a peninsula the corner of Main and Clarence Street! Amazing location that is in eyesight of the 1000 Islands Cruises waterfront, and just steps to the renowned Riva Restaurant. This timeless architectural gem is truly one of a kind and situated in a fairy tail neighbourhood setting. The home is surrounded by lush perennial gardens, and mature hedged borders that create a private oasis in the heart of town. The stunning wrap-around veranda invites you to relax and take in the character of this historic neighbourhood, while the 80-year-old peonies lining the front walkway add a storybook touch. Inside, the home blends Victorian craftsmanship with thoughtful modern updates. The spacious main floor features 10 ft ceilings, bay windows, a large formal living room, expansive dining room, oversized kitchen, and an additional bedroom or office space ideal for working from home or accommodating guests. The second level offers 3 bedrooms, while the attic presents exciting future potential with additional space and access to a widow's walk. The property has seen many updates over the years, including updated electrical and plumbing systems, a steel roof installed within the last 15 years, updated furnace and air conditioning, refinished or replaced flooring throughout, fresh interior paint, and modern kitchen appliances updated within the last 5 years. The backyard is exceptional with a solarium and hot tub. The lower level includes a fully stocked workshop/tool area, a rec-room and plenty of storage space. Zoned Commercial/Residential and not subject to restrictive historical designation rules, the opportunities here are endless. Whether envisioned as an elegant private residence, boutique spa, professional office, gallery, cafe, or destination restaurant, 130 Main Street offers incredible flexibility in one of Eastern Ontario's most picturesque waterfront communities.

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Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
2500-3000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/17/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick
BasementPartially Finished
Lot Size60 × 120 Feet
CountyLeeds and Grenville
Annual Tax$6,108
Legal DescriptionPLAN 86, LOT 566, W OF GAN RIVER

Parking & Garage

Parking Spaces2.0
Garage Spaces1
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Level, Marina

Interior Features

Storage, Ventilation System, Workbench, On Demand Water Heater

Security Features

Community Features

Location

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130 Main Street, Gananoque, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 130 Main Street, Gananoque, ON K7G 2L9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Gananoque.

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Interest Rate5.25%
Down Payment$62,490 (7.1%)
* Minimum Canadian down payment required for this price is $62,490.
Amortization Period25 Years
Estimated Monthly Payment$4,841Based on a loan of $812,410 over 25 years.
Purchase Price$874,900
Loan Amount$812,410
Provincial Land Transfer Tax:$13,973
Total Estimated Closing Taxes:$13,973

About Purchasing a Home in Gananoque, ON

For a property listed at $874,900 in Gananoque, the legal minimum down payment is $62,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $13,973 for this transaction. As this listing is in Gananoque (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $13,973.

Nearby Listings

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No current listings found in Gananoque.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Gananoque.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$651,092

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Linklater
Public300 Stone Street North, Gananoque, Ontario, K7G 1Y8
7.1

Secondary Schools

Gananoque
Public175 William Street South, Gananoque, Ontario, K7G 1S8
6.4

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.