Welcome to this remarkable 2 1/2 Storey detached located in the coveted neighborhood of 05 - Gananoque. Expertly crafted featuring premium stone and stucco (plaster) construction, this residence presents an exceptional opportunity offered at $1,025,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Full of character and timeless charm, this spacious 4-bedroom family home sits on a large, tree-lined lot designed to capture natural light throughout the day. The main floor offers generous principal rooms including a welcoming living room with wood-burning fireplace, formal dining room with built-in cabinetry and hardwood floors, and a well-appointed kitchen featuring granite countertops, built-in appliances, abundant cabinetry, and cozy bench seating. A bright sunroom overlooks the fully fenced backyard oasis complete with an in-ground pool, gardens, and lawn, while the sunny breakfast nook with skylights opens to a covered porch with additional skylights. The main level also includes a 3 piece bath with skylight. Upstairs, a wide staircase leads to four spacious bedrooms, a 4 piece bathroom, 2 piece ensuite, and linen closet. The third floor bonus room features a rare 1938 slate Brunswick billiard table and ample storage space. The lower level includes a bright laundry room and excellent storage. Numerous updates provide peace of mind, including extensive electrical upgrades (2024), heat pumps/air conditioning (2024), boiler (2019), pool liner (2017), windows (2012/2013), garage door (2022), pool pump (2025), sump pump (2025), battery backup for sump pump (2026), plus extensive interior painting and new window coverings (2025). Ideally located within walking distance to schools, downtown shopping, pubs, restaurants, the 1000 Islands Playhouse, waterfront amenities, and marinas, with grocery stores, highway access, and the St. Lawrence Parkway just minutes away.
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Fenced Yard, Lake/Pond, Marina, Park, Place Of Worship, River/Stream
Auto Garage Door Remote, Storage, Sump Pump, Water Meter, Workbench
No historical data available for this property.
This could be the first listing for this address.
Data-driven valuation for 163 Pine Street, Gananoque, ON K7G 1C6
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Gananoque.
About Purchasing a Home in Gananoque, ON
For a property listed at $1,025,000 in Gananoque, the legal minimum down payment is $205,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $16,975 for this transaction. As this listing is in Gananoque (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $16,975.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.