185 Garfield Street, Gananoque, ON

$849,900
MLS#:X12340115
4 beds
4 baths
1500-2000 sqft
8.0 parking
Residential Freehold
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Property no longer active

This property was sold on November 7, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of 05 - Gananoque. Expertly crafted featuring premium stone and vinyl siding construction, this residence presents an exceptional opportunity offered at $849,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 4 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1500-2000 sqft on a premium 72.17 x 196.42 ft lot
  • Features a finished with walk-out, apartment basement, adding superb versatility for recreation, a home gym, or extra storage
  • 8.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Accessory Apartment, In-Law Suite, Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 185 Garfield Street! This beautifully maintained detached raised bungalow is located in one of Gananoque's most desirable executive subdivisions and offers over 1,500 sq ft on the main floor. Step into a bright, spacious main level featuring two generously sized bedrooms and two full bathrooms, including a private en-suite in the primary suite. The open-concept living space flows into a sun-filled kitchen, leading out to your own private deck, complete with a hot tub, ideal for relaxing or entertaining year-round. The fully landscaped yard offers both curb appeal and outdoor enjoyment, while the fully finished basement extends your living space with a third bedroom, half bathroom, and a cozy rec room. What truly sets this home apart is the self-contained 1-bedroom, 1-bathroom in-law suite with its own separate entrance, perfect for extended family or guests. Don't miss your chance to own this rare offering in Gananoque, just minutes from the St. Lawrence River and all the charm this historic town has to offer.

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Property Summary

This detached home located at 185 Garfield Street, Gananoque is currently for sale and has been available on SousaSells for 339 days. This property is listed at $849,900 with an estimated mortgage of $2,829* per month. It has 4 beds, 4 bathrooms, and is 1500-2000 square feet. 185 Garfield Street, Gananoque is in the 05 - Gananoque neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
4
Kitchens
2
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateAugust 28, 2025
Sold price information is available to members only
Listed Date8/12/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionStone, Vinyl Siding
BasementFinished with Walk-Out, Apartment
Lot Size72.17 × 196.42 Feet
CountyLeeds and Grenville
Annual Tax$6,360
Legal DescriptionLT 22 PL 423; S/T LR296103; GANANOQUE

Parking & Garage

Parking Spaces8.0
Garage Spaces6
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Accessory Apartment, In-Law Suite, Primary Bedroom - Main Floor, Separate Heating Controls, Air Exchanger, Auto Garage Door Remote

Security Features

Community Features

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Location

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185 Garfield Street, Gananoque, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 185 Garfield Street, Gananoque, ON K7G 3G2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Gananoque.

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Interest Rate4.00%
Down Payment$254,970 (30.0%)
* Minimum Canadian down payment required for this price is $59,990.
Amortization Period30 Years
Estimated Monthly Payment$2,829Based on a loan of $594,930 over 30 years.
Purchase Price$849,900
Loan Amount$594,930
Provincial Land Transfer Tax:$13,473
Total Estimated Closing Taxes:$13,473

About Purchasing a Home in Gananoque, ON

For a property listed at $849,900 in Gananoque, the legal minimum down payment is $59,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $13,473 for this transaction. As this listing is in Gananoque (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $13,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 05 - Gananoque, Gananoque.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$589,685

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Linklater
Public300 Stone Street North, Gananoque, Ontario, K7G 1Y8
7.1

Secondary Schools

Gananoque
Public175 William Street South, Gananoque, Ontario, K7G 1S8
6.4

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.