190 Victoria Avenue, Gananoque, ON

$599,900
MLS#:X12892260
6 beds
3 baths
2000-2500 sqft
6.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey triplex located in the coveted neighborhood of 05 - Gananoque. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $599,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 6 Bedrooms and 3 Bathrooms with 3 functional kitchens
  • Generous living space spanning 2000-2500 sqft on a premium 60 x 134 ft lot
  • 6.0 total parking spaces available
  • Notable attributes: Separate Hydro Meter, Water Heater, Separate Heating Controls
  • Efficient forced air heating via gas

Description

Fantastic investment opportunity in the heart of Gananoque. This fully tenanted legal triplex is generating $4,544/month ($54,528 annually) with strong tenants and updated finishes throughout. The building offers three self-contained units: a spacious 3-bedroom, a bright2-bedroom, and a well-kept 1-bedroom, with recent renovations completed in the larger suites. Situated on a generous 60' x 134' corner lot, the property offers ample on-site parking and has seen significant improvements over the years, including electrical upgrades, plumbing updates ,refreshed kitchens and bathrooms, newer flooring and paint, updated roof, decks, and siding. A true turnkey asset, this property is ideal for investors looking to step into a stable, income-producing rental without the hassle of deferred maintenance or tenant turnover. Close to downtown amenities, parks, and the waterfront. Minimum 24 hours' notice required for all showings.

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Key Features

Bedrooms
6
Bathrooms
3
Kitchens
3
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date3/17/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeTriplex
Architectural Style2-Storey
ConstructionVinyl Siding
BasementNone
Lot Size60 × 134 Feet
CountyLeeds and Grenville
Annual Tax$3,143
Legal DescriptionLT 275 W GANANOQUE RIVER PL 86; PT LT 276 W GANANOQUE RIVER PL 86 AS IN LR271695 TOWN OF GANANOQUE

Parking & Garage

Parking Spaces6.0
Garage Spaces6
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

Interior Features

Separate Hydro Meter, Water Heater, Separate Heating Controls

Security Features

Community Features

Location

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190 Victoria Avenue, Gananoque, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 190 Victoria Avenue, Gananoque, ON K7G 2S1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Gananoque.

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Interest Rate5.25%
Down Payment$34,990 (5.8%)
* Minimum Canadian down payment required for this price is $34,990.
Amortization Period25 Years
Estimated Monthly Payment$3,366Based on a loan of $564,910 over 25 years.
Purchase Price$599,900
Loan Amount$564,910
Provincial Land Transfer Tax:$8,473
Total Estimated Closing Taxes:$8,473

About Purchasing a Home in Gananoque, ON

For a property listed at $599,900 in Gananoque, the legal minimum down payment is $34,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,473 for this transaction. As this listing is in Gananoque (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,473.

Nearby Listings

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No current listings found in Gananoque.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Gananoque.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$651,092

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Linklater
Public300 Stone Street North, Gananoque, Ontario, K7G 1Y8
7.1

Secondary Schools

Gananoque
Public175 William Street South, Gananoque, Ontario, K7G 1S8
6.4

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.