195 Market Street, Gananoque, ON

$749,900
MLS#:X12120559
4 beds
3 baths
2500-3000 sqft
4.0 parking
Residential Freehold
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Property no longer active

This property was sold on May 21, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2 1/2 Storey detached located in the coveted neighborhood of 05 - Gananoque. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $749,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms with 2 functional kitchens
  • Generous living space spanning 2500-3000 sqft on a premium 87.65 x 120 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: Water Heater, In-Law Capability
  • equipped with window unit(s) central cooling and highly efficient forced air heating via gas

Description

This exceptionally maintained historic Victorian home is completely turn key and ready for you to move in. 195 Market St is situated on an oversized lot in the extremely desirable south ward, only mere steps from the world famous St Lawrence River and 1000 Islands, the Gananoque Marina, Joel Stone Beach and splash pad, shops, museums, and restaurants. Inside features 2 completely separate units, which can very easily be converted back to a single unit home. One unit has 3 bedrooms, 2 bathrooms, while the other unit has 2 bedrooms, 1 bathroom. The first unit has 2 generously sized bedrooms on the second floor, along with a 4 piece bathroom, large eat in kitchen, and spacious sunroom with fantastic views. Up the stairs to the third level and you will enter a large bedroom with sitting area, wet bar, and full 4 piece bathroom with 2 person soaker tub. The second unit has a large living room with fireplace, substantial main floor primary bedroom, sunroom, bright and airy kitchen with island, separate dining room, and full 4 piece bathroom, all on the main level! There is also another bedroom on the second level in this unit. Properties as special as this rarely come on the market. Do not miss this opportunity!

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Property Summary

This detached home located at 195 Market Street, Gananoque is currently for sale and has been available on SousaSells for 442 days. This property is listed at $749,900 with an estimated mortgage of $2,496* per month. It has 4 beds, 3 bathrooms, and is 2500-3000 square feet. 195 Market Street, Gananoque is in the 05 - Gananoque neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
2
Living Area
2500-3000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMay 21, 2025
Sold price information is available to members only
Listed Date5/2/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2 1/2 Storey
ConstructionBrick, Vinyl Siding
BasementUnfinished
Lot Size87.65 × 120 Feet
CountyLeeds and Grenville
Annual Tax$4,997.19
Legal DescriptionLT 571 W GANANOQUE RIVER PL 86; PT LT 569 W GANANOQUE RIVER PL 86 AS IN LR290492; S/T LR344876; GANANOQUE

Parking & Garage

Parking Total4.0
Parking Space4
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingWindow Unit(s)

Features

Property Features

Interior Features

Water Heater, In-Law Capability

Security Features

Community Features

Location

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195 Market Street, Gananoque, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 195 Market Street, Gananoque, ON K7G 2M6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Gananoque.

Configure Loan Settings

Interest Rate4.00%
Down Payment$224,970 (30.0%)
* Minimum Canadian down payment required for this price is $49,990.
Amortization Period30 Years
Estimated Monthly Payment$2,496Based on a loan of $524,930 over 30 years.
Purchase Price$749,900
Loan Amount$524,930
Provincial Land Transfer Tax:$11,473
Total Estimated Closing Taxes:$11,473

About Purchasing a Home in Gananoque, ON

For a property listed at $749,900 in Gananoque, the legal minimum down payment is $49,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $11,473 for this transaction. As this listing is in Gananoque (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $11,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 05 - Gananoque, Gananoque.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$589,685

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Linklater
Public300 Stone Street North, Gananoque, Ontario, K7G 1Y8
7.1

Secondary Schools

Gananoque
Public175 William Street South, Gananoque, Ontario, K7G 1S8
6.4

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.