259 Stone Street, Gananoque, ON

$419,900
MLS#:X12144827
2 beds
2 baths
1100-1500 sqft
2.0 parking
Residential Freehold
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Property no longer active

This property was sold on May 23, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 05 - Gananoque. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $419,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 65.67 x 114.52 ft lot
  • Features a partial basement basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: None
  • equipped with central air central cooling and highly efficient fan coil heating via gas

Description

Welcome to this beautifully updated and thoughtfully designed home on a large, fully-fenced lot, ideally located just steps from schools, parks, and Gananoque's picturesque waterfront. From the rear parking area, your'e greeted by a spacious foyer/mudroom addition with ceilings soaring to nearly 10, offering a practical yet impressive entrance into the home. The updated kitchen is a standout feature, boasting custom cabinetry, crown moulding, numerous banks of drawers, undercabinet lighting, an oversized sink, and tile flooring. The kitchen is the central point of the main floor and opens seamlessly to the cozy living room, large dining room, and includes a walkout to a 20 x 12 deck overlooking a private, fully fenced backyard perfect for relaxing or entertaining. The main floor also includes a second entrance off Stone Street North, complete with a front foyer and hall closet, as well as an updated two-piece bathroom for added convenience. New stair treads and risers lead to the second floor, where you'll find laminate flooring throughout the hallway and bedrooms. Originally configured as three bedrooms, the upper level has been reimagined to include two spacious bedrooms, including a stunning 290 sq. ft. primary bedroom with double closets and four large windows offering natural light from the south, west, and north. The second bedroom, perfect as a guest room or home office, features a bright south-facing window. The updated four-piece bathroom includes a tiled floor, tub/shower surround, and a stackable washer and dryer for convenient upstairs laundry. Additional highlights include two large parking spaces with a walkway to the rear entrance, a 10 x 7 storage shed, an oversized deck, and a fully fenced private yard - perfect for pets or kids. This home combines historic charm with modern updates in one of Gananoque's most desirable neighbourhoods. Home inspection available.

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Property Summary

This detached home located at 259 Stone Street, Gananoque is currently for sale and has been available on SousaSells for 430 days. This property is listed at $419,900 with an estimated mortgage of $1,398* per month. It has 2 beds, 2 bathrooms, and is 1100-1500 square feet. 259 Stone Street, Gananoque is in the 05 - Gananoque neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMay 23, 2025
Sold price information is available to members only
Listed Date5/13/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionVinyl Siding
BasementPartial Basement
Lot Size65.67 × 114.52 Feet
CountyLeeds and Grenville
Annual Tax$2,270
Legal DescriptionPT LT 365 E GANANOQUE RIVER, 366 E GANANOQUE RIVER PL 86 AS IN LR278025; GANANOQUE

Parking & Garage

Parking Spaces2.0
Garage Spaces2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeFan Coil
CoolingCentral Air

Features

Property Features

Arts Centre, Fenced Yard, Library, Park, River/Stream, School

Interior Features

None

Security Features

Smoke Detector

Community Features

Virtual Tours

Location

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259 Stone Street, Gananoque, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 259 Stone Street N, Gananoque, ON K7G 1Y7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Gananoque.

Configure Loan Settings

Interest Rate4.00%
Down Payment$125,970 (30.0%)
* Minimum Canadian down payment required for this price is $20,995.
Amortization Period30 Years
Estimated Monthly Payment$1,398Based on a loan of $293,930 over 30 years.
Purchase Price$419,900
Loan Amount$293,930
Provincial Land Transfer Tax:$4,873
Total Estimated Closing Taxes:$4,873

About Purchasing a Home in Gananoque, ON

For a property listed at $419,900 in Gananoque, the legal minimum down payment is $20,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,873 for this transaction. As this listing is in Gananoque (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,873.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 05 - Gananoque, Gananoque.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$589,685

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Linklater
Public300 Stone Street North, Gananoque, Ontario, K7G 1Y8
7.1

Secondary Schools

Gananoque
Public175 William Street South, Gananoque, Ontario, K7G 1S8
6.4

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.