29 Church Street, Gananoque, ON

$674,900
MLS#:X12325242
3 beds
3 baths
2000-2500 sqft
2.0 parking
Residential Freehold
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Property no longer active

This property was sold on November 7, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2 1/2 Storey semi-detached located in the coveted neighborhood of 05 - Gananoque. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $674,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 43.85 x 154.39 ft lot
  • Features a unfinished, walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Carpet Free, Water Treatment
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Located on one of the most sought-after, quiet cul-de-sacs in the hidden gem of Gananoque, this beautifully refurbished home shows as though it were just a few years old. The surprise it holds is that behind its meticulous upkeep lies a rich history originally built at the end of the Victorian era in 1900 and completely reimagined in 2009. Stripped to the studs by the previous owners, it blends the charm and character of a Victorian home with modern finishes and high-quality materials. Inside, you'll find soaring ceilings, decorative arches, a formal dining room, inviting reading nooks, and more. Just off the kitchen at the rear of the home, step onto your main-floor deck to enjoy a peaceful view of your private backyard oasis. Look to the south, and your view opens to the St. Lawrence River. Upstairs, the second floor welcomes you with a spacious family room (or potential fourth bedroom) and access to a second deck offering an even better view of the serene community. This level also includes two bedrooms, an oversized bathroom, and a conveniently located laundry room. On the upper floor, you'll discover a cozy reading nook, a generous primary bedroom, and a luxurious four-piece ensuite. The interior is a showpiece in itself, but stepping out through the walkout basement reveals a tranquil retreat for warm summer days. Sheltered by mature trees, you can relax on the patio or take a dip in the recently installed swim spa. The charm of this home is immediately apparent the moment you arrive. After experiencing it for yourself, take a short stroll around the corner to Gan's beloved Riva restaurant for a fantastic meal and imagine how this could be your new way of life.

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Property Summary

This detached home located at 29 Church Street, Gananoque is currently for sale and has been available on SousaSells for 346 days. This property is listed at $674,900 with an estimated mortgage of $2,246* per month. It has 3 beds, 3 bathrooms, and is 2000-2500 square feet. 29 Church Street, Gananoque is in the 05 - Gananoque neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateAugust 13, 2025
Sold price information is available to members only
Listed Date8/5/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeSemi-Detached
Architectural Style2 1/2 Storey
ConstructionWood
BasementUnfinished, Walk-Out
Lot Size43.85 × 154.39 Feet
CountyLeeds and Grenville
Annual Tax$3,717.6
Legal DescriptionPT LT 1046 W GANANOQUE RIVER, 1047 W GANANOQUE RIVER PL 86 DESIGNATED AS PTS 1 - 4 28R8260 SAVE & EXCEPT PT 1 28R11294 TOWN OF GANANOQUE

Parking & Garage

Parking Spaces2.0
Garage Spaces2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Cul de Sac/Dead End, Fenced Yard, Marina, Place Of Worship

Interior Features

Carpet Free, Water Treatment

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

Virtual Tours

Location

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29 Church Street, Gananoque, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 29 Church Street, Gananoque, ON K7G 2M9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Gananoque.

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Interest Rate4.00%
Down Payment$202,470 (30.0%)
* Minimum Canadian down payment required for this price is $42,490.
Amortization Period30 Years
Estimated Monthly Payment$2,246Based on a loan of $472,430 over 30 years.
Purchase Price$674,900
Loan Amount$472,430
Provincial Land Transfer Tax:$9,973
Total Estimated Closing Taxes:$9,973

About Purchasing a Home in Gananoque, ON

For a property listed at $674,900 in Gananoque, the legal minimum down payment is $42,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,973 for this transaction. As this listing is in Gananoque (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,973.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 05 - Gananoque, Gananoque.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$589,685

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Linklater
Public300 Stone Street North, Gananoque, Ontario, K7G 1Y8
7.1

Secondary Schools

Gananoque
Public175 William Street South, Gananoque, Ontario, K7G 1S8
6.4

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.