420 Garden Street, Gananoque, ON

$550,000
MLS#:X12278896
3 beds
2 baths
1100-1500 sqft
3.0 parking
Residential Freehold
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Property no longer active

This property was sold on November 6, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of 05 - Gananoque. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $550,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 60 x 120 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Carpet Free, Storage
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Step into the perfect blend of historic charm and modern style with this beautifully updated century home in Gananoque. Nestled in a peaceful neighbourhood just a short stroll from downtown's shops and restaurants, this 3- bedroom beauty offers a lifestyle of comfort and convenience. Inside, you'll find a stunning kitchen with grey cabinetry, glass doors, butcher block countertops, white subway tile backsplash, and stainless steel appliances - the perfect space to create and gather. The generous dining room is set directly off the kitchen with a touch of modern open concept feel, great for entertaining. A convenient half bath on the main floor adds extra function for family and guests. French doors open to a bright living room, while the classic enclosed front porch is ideal for morning coffee or enjoying those warm summer nights. Upstairs, there are 3 bedrooms including a large primary and the second-floor bath is a true retreat with elegant wainscoting, subway tile accents, and a timeless clawfoot tub - perfect for a soaking the day away. With updated hardwood floors and vinyl tile throughout the main level and vinyl plank flooring upstairs, enjoy clean, carpet-free living. The sweet main floor laundry with front-load washer/dryer steps down to a mudroom opening to the backyard and access to the garage. The oversized insulated garage with inside entry is a rare find and makes a perfect workshop or hobby space. Set on an impressive 60 x 120 ft lot there's plenty of room to garden, play, or simply relax in your outdoor haven. With all appliances included, newer furnace and AC (2024), shingles (2018) and steel roof (2019), this lovely home is truly turnkey and ready for its' new family.

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Property Summary

This detached home located at 420 Garden Street, Gananoque is currently for sale and has been available on SousaSells for 372 days. This property is listed at $550,000 with an estimated mortgage of $1,831* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 420 Garden Street, Gananoque is in the 05 - Gananoque neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJuly 25, 2025
Sold price information is available to members only
Listed Date7/11/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionVinyl Siding
BasementUnfinished
Lot Size60 × 120 Feet
CountyLeeds and Grenville
Annual Tax$2,912
Legal DescriptionLT 259 E GANANOQUE RIVER PL 86; GANANOQUE

Parking & Garage

Parking Total3.0
Parking Space2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Beach, Golf, Level, Library, Marina, Place Of Worship

Interior Features

Carpet Free, Storage

Security Features

Smoke Detector

Community Features

Virtual Tours

Location

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420 Garden Street, Gananoque, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 420 Garden Street, Gananoque, ON K7G 1J7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Gananoque.

Configure Loan Settings

Interest Rate4.00%
Down Payment$165,000 (30.0%)
* Minimum Canadian down payment required for this price is $30,000.
Amortization Period30 Years
Estimated Monthly Payment$1,831Based on a loan of $385,000 over 30 years.
Purchase Price$550,000
Loan Amount$385,000
Provincial Land Transfer Tax:$7,475
Total Estimated Closing Taxes:$7,475

About Purchasing a Home in Gananoque, ON

For a property listed at $550,000 in Gananoque, the legal minimum down payment is $30,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,475 for this transaction. As this listing is in Gananoque (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,475.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 05 - Gananoque, Gananoque.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$589,685

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Linklater
Public300 Stone Street North, Gananoque, Ontario, K7G 1Y8
7.1

Secondary Schools

Gananoque
Public175 William Street South, Gananoque, Ontario, K7G 1S8
6.4

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.