525 GARDEN Street, Gananoque, ON

$406,000
MLS#:X9402911
3 beds
2 baths
1100-1500 sqft
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey att/row/townhouse located in the coveted neighborhood of 05 - Gananoque. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $406,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 19.01 x 141.18 ft lot
  • Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Workbench
  • equipped with central air central cooling and highly efficient water heating via gas

Description

This well maintained south facing Gananoque townhouse has enjoyed many improvements over the years, including a steel roof, a renovated kitchen, flooring on the main level and newer neutral laminate on the lower level. The main bath has been converted to a large walk-in shower stall and the 2 piece bath has a main floor laundry attached. Large ceramic tiles in the foyer and bathroom. Great curb appeal with interlocking brick sidewalk and a nice smooth asphalt driveway. Spacious garage with a garage door opener and a central vac system...Within walking distance of shopping, arenas, and parks and close to the 401 for easy access. Enjoy the treed backyard, a privacy fence at the rear and the benefit of lovely gardens the neighbours have planted! Gananoque is a beautiful place to call home with a super cool children's splash park, a marina and beaches, parks and recreation, schools and worship spots...Visit this fabulous property this weekend..

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Property Summary

This townhouse located at 525 GARDEN Street, Gananoque is currently for sale and has been available on SousaSells for 754 days. This property is listed at $406,000 with an estimated mortgage of $1,351* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 525 GARDEN Street, Gananoque is in the 05 - Gananoque neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold price information is available to members only
Listed Date6/18/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeAtt/Row/Townhouse
Architectural Style2-Storey
ConstructionBrick
BasementFinished, Full
Lot Size19.01 × 141.18 Feet
CountyLeeds and Grenville
Annual Tax$3,157
Legal DescriptionPT LT 1 PL 395 PT 4 TO 8 28R9015; S/T & T/W LR273096;; S/T LR210144 GANANOQUE

Parking & Garage

Parking Spaces3.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeWater
CoolingCentral Air

Features

Property Features

Golf

Interior Features

Workbench

Security Features

Community Features

Location

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525 GARDEN Street, Gananoque, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 525 GARDEN Street, Gananoque, ON K7G 3E2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Gananoque.

Configure Loan Settings

Interest Rate4.00%
Down Payment$121,800 (30.0%)
* Minimum Canadian down payment required for this price is $20,300.
Amortization Period30 Years
Estimated Monthly Payment$1,351Based on a loan of $284,200 over 30 years.
Purchase Price$406,000
Loan Amount$284,200
Provincial Land Transfer Tax:$4,595
Total Estimated Closing Taxes:$4,595

About Purchasing a Home in Gananoque, ON

For a property listed at $406,000 in Gananoque, the legal minimum down payment is $20,300 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,595 for this transaction. As this listing is in Gananoque (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,595.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Gananoque.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$589,726

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Linklater
Public300 Stone Street North, Gananoque, Ontario, K7G 1Y8
7.1

Secondary Schools

Gananoque
Public175 William Street South, Gananoque, Ontario, K7G 1S8
6.4

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.