542 GARDEN Street, Gananoque, ON

$399,999
MLS#:X9412370
3 beds
2 baths
1100-1500 sqft
2.0 parking
Residential Freehold
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Property no longer active

This property was sold on November 19, 2024. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey att/row/townhouse located in the coveted neighborhood of 05 - Gananoque. Expertly crafted featuring premium brick and wood construction, this residence presents an exceptional opportunity offered at $399,999 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 19 x 112 ft lot
  • Features a unfinished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Water Meter, Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Are you a first-time buyer, downsizing, family with a limited budget or tired of renting or NEED A QUICK CLOSING? Then come see this reasonably priced Gananoque townhouse. Updates since August 2021 of windows, flooring, kitchen, bathrooms make for carefree living. Get spacious bedrooms, a sliding door from the living/dining room opens onto a deck & partially fenced private rear yard, a handy main floor 2-piece washroom & laundry closet with stacked washer/dryer unit (2024) & an attached garage. 535 sq. ft. in the basement can be finished to suit your needs or kept as is for added storage. Stainless steel appliances include stove (2023), fridge, dishwasher & over the stove microwave/exhaust fan. It's walking distance to shops & services, the recreation center, schools & churches. What's more, Gananoque offers a wide variety of leisure activities for all ages & it's a short drive to Kingston, Brockville or the 1000 Island Bridge to the USA. Vacant Nov. 1st so don't delay, come see it now!

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Property Summary

This townhouse located at 542 GARDEN Street, Gananoque is currently for sale and has been available on SousaSells for 662 days. This property is listed at $399,999 with an estimated mortgage of $1,331* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 542 GARDEN Street, Gananoque is in the 05 - Gananoque neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateNovember 19, 2024
Sold price information is available to members only
Listed Date9/23/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeAtt/Row/Townhouse
Architectural Style2-Storey
ConstructionBrick, Wood
BasementUnfinished, Full
Lot Size19 × 112 Feet
CountyLeeds and Grenville
Annual Tax$3,289.9
Legal DescriptionPT BLK 1 PL 401 PT 4 TO 6 28R8464; S/T & T/W LR329982; GANANOQUE

Parking & Garage

Parking Spaces2.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard

Interior Features

Water Meter, Water Heater

Security Features

Smoke Detector

Community Features

Virtual Tours

Location

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542 GARDEN Street, Gananoque, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 542 GARDEN Street, Gananoque, ON K7G 3K2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Gananoque.

Configure Loan Settings

Interest Rate4.00%
Down Payment$120,000 (30.0%)
* Minimum Canadian down payment required for this price is $20,000.
Amortization Period30 Years
Estimated Monthly Payment$1,331Based on a loan of $279,999 over 30 years.
Purchase Price$399,999
Loan Amount$279,999
Provincial Land Transfer Tax:$4,475
Total Estimated Closing Taxes:$4,475

About Purchasing a Home in Gananoque, ON

For a property listed at $399,999 in Gananoque, the legal minimum down payment is $20,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,475 for this transaction. As this listing is in Gananoque (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,475.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 05 - Gananoque, Gananoque.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$589,685

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Linklater
Public300 Stone Street North, Gananoque, Ontario, K7G 1Y8
7.1

Secondary Schools

Gananoque
Public175 William Street South, Gananoque, Ontario, K7G 1S8
6.4

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.