99 King Street, Gananoque, ON
Property Highlights
Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 05 - Gananoque. Expertly crafted featuring premium brick and stone construction, this residence presents an exceptional opportunity offered at $1,550,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 3 Bathrooms
- Generous living space spanning 3500-5000 sqft on a premium 60 x 53.75 ft lot
- 1.0 total parking spaces available
- Notable attributes: Storage
- equipped with central air central cooling and highly efficient forced air heating via electric
Description
Welcome to 99 King Street East, a rare mixed use opportunity in the heart of downtown Gananoque. This landmark corner property offers exceptional visibility at King and Stone, just steps from shops, restaurants, and the waterfront. The main level features nearly 3,000 sq. ft. of open commercial space with soaring vaulted ceilings, originally designed as a bank. Bright, versatile, and full of character, it includes a private office, full bath and a second level mezzanine ideal for storage or an additional workspace. With its prominent storefront exposure, this level is perfectly suited for a gallery, retail shop, studio, professional office, or a business looking for high foot traffic. The upper level offers a spacious three bedroom, one bath residential unit with its own private entrance. The layout includes a large living room, dining room, and an eat in Eden style kitchen, along with access to an outdoor patio area. A great option for owner occupancy or as a reliable income producing rental. Whether you're an investor seeking a strong mixed use asset, an entrepreneur wanting to live above your business, or a buyer looking to expand your portfolio in a growing community, this property delivers flexibility, character, and long term potential in one of Gananoque's most desirable commercial corridors.
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Library, Other, Park, School, School Bus Route
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Property History
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This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 99 King Street E, Gananoque, ON K7G 1E8
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Properties in this area are selling at a steady pace.
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About Purchasing a Home in Gananoque, ON
For a property listed at $1,550,000 in Gananoque, the legal minimum down payment is $310,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $27,475 for this transaction. As this listing is in Gananoque (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $27,475.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.