25 Railway Street, Georgian Bay, ON

$539,900
MLS#:X13499914
2 beds
1 baths
700-1100 sqft
7.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Freeman. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $539,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 97 x 150 ft lot
  • Features a crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
  • 7.0 total parking spaces available
  • Notable attributes: Primary Bedroom - Main Floor, Storage, Other
  • equipped with central air central cooling and highly efficient forced air heating via propane

Description

I promise, this one will impress! Welcome to this charming and beautifully updated 2-bedroom home, where comfort, style, and small-town living come together effortlessly. Step inside to discover a warm and inviting interior featuring a functional updated kitchen with new appliances, separate dining area, and a spacious living room with a pellet stove and walkout to the deck - perfect for relaxing or entertaining. Outside, the property continues to shine with a thoughtfully landscaped lot complete with lovely gardens, peaceful sitting areas, new gazebo, an insulated bunkie, plus a 10 x 10 garden shed. Enjoy seasonal views of Stewart Lake from the top of the property, while being just a short 2-minute walk to the lake itself. Extensive updates provide peace of mind, including all triple pane windows and doors replaced in 2023, a new roof in 2020, and new ductwork, furnace, central air installed & water heater in 2022. Situated in the quaint community of MacTier, you'll enjoy convenient access to local amenities including a grocery store, hardware store, restaurants, LCBO, post office, community centre, public beach, boat launch, scenic trails, and quick highway access. A wonderful opportunity to enjoy relaxed cottage-country living year-round!

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Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/29/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding
BasementCrawl Space
Lot Size97 × 150 Feet
CountyMuskoka
Annual Tax$1,371
Legal DescriptionPLAN M24 LOT 27 PT LOT 26

Parking & Garage

Parking Spaces7.0
Garage Spaces6
Garage TypeNone

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Beach, Lake Access, Waterfront, Park

Interior Features

Primary Bedroom - Main Floor, Storage, Other, Carpet Free, Water Heater Owned

Security Features

Community Features

Location

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25 Railway Street, Georgian Bay, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 25 Railway Street, Georgian Bay, ON P0C 1H0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Georgian Bay.

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Interest Rate5.25%
Down Payment$28,990 (5.4%)
* Minimum Canadian down payment required for this price is $28,990.
Amortization Period25 Years
Estimated Monthly Payment$3,045Based on a loan of $510,910 over 25 years.
Purchase Price$539,900
Loan Amount$510,910
Provincial Land Transfer Tax:$7,273
Total Estimated Closing Taxes:$7,273

About Purchasing a Home in Georgian Bay, ON

For a property listed at $539,900 in Georgian Bay, the legal minimum down payment is $28,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,273 for this transaction. As this listing is in Georgian Bay (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,273.

Nearby Listings

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No current listings found in Georgian Bay.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Freeman, Georgian Bay.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$734,855

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.