296 High Street, Georgian Bay, ON

$459,999
MLS#:X13025098
3 beds
1 baths
700-1100 sqft
6.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Freeman. Expertly crafted featuring premium board & batten and wood construction, this residence presents an exceptional opportunity offered at $459,999 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 60 x 330.74 ft lot
  • Features a unfinished, partial basement basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available
  • Notable attributes: Water Heater Owned
  • Efficient baseboard heating via electric

Description

Mactier - Where Muskoka Meets Georgian Bay, Adventure Begins at Your Doorstep. Welcome to 296 High Street, a fantastic opportunity to own a charming home in the heart of Mactier-one of the most desirable gateway communities to Georgian Bay and Muskoka. Offering 3 bedrooms and 1 bathroom, this property is ideal for families, first-time buyers, cottagers, or investors looking to enjoy small-town living with incredible access to the surrounding lakes and amenities. Inside, you'll find a spacious kitchen and living area designed for everyday comfort and entertaining. The functional layout provides bright, open living spaces, while the lower level offers potential for a small finished basement area-perfect for a rec room, office, gym, or additional storage. Step outside to enjoy the generous front and back yards, offering plenty of room for children, pets, gardening, or outdoor gatherings. Whether you're looking to relax around a firepit, create your dream backyard retreat, or simply enjoy the benefits of a large lot, this property offers endless possibilities. Location is where this home truly shines. Just minutes from all township amenities in Mactier, including shops, dining, parks, schools, and everyday essentials. Commuters and weekenders alike will appreciate being only moments from Highway 400, providing easy access north or south. You're also conveniently close to some of Muskoka's most sought-after destinations including Lake Joseph Marina, Port Carling, Bala, world-class golf, boating, and endless outdoor recreation. Whether you're searching for a full-time residence, weekend getaway, or investment in a growing community, 296 High Street offers exceptional value in a premium location.

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Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date4/21/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBoard & Batten , Wood
BasementUnfinished, Partial Basement
Lot Size60 × 330.74 Feet
CountyMuskoka
Annual Tax$1,100
Legal DescriptionPCL 10831 SEC MUSKOKA; PT LT 3 CON 6 FREEMAN AS IN LT7656; GEORGIAN BAY; THE DISTRICT MUNICIPALITY OF MUSKOKA

Parking & Garage

Parking Spaces6.0
Garage Spaces6
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingNone

Features

Property Features

Beach, Library, Park, Place Of Worship, Rec./Commun.Centre, School

Interior Features

Water Heater Owned

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

Location

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296 High Street, Georgian Bay, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 296 High Street, Georgian Bay, ON P0C 1H0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Georgian Bay.

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Interest Rate5.25%
Down Payment$23,000 (5.0%)
* Minimum Canadian down payment required for this price is $23,000.
Amortization Period25 Years
Estimated Monthly Payment$2,604Based on a loan of $436,999 over 25 years.
Purchase Price$459,999
Loan Amount$436,999
Provincial Land Transfer Tax:$5,675
Total Estimated Closing Taxes:$5,675

About Purchasing a Home in Georgian Bay, ON

For a property listed at $459,999 in Georgian Bay, the legal minimum down payment is $23,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,675 for this transaction. As this listing is in Georgian Bay (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,675.

Nearby Listings

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No current listings found in Georgian Bay.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Freeman, Georgian Bay.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$739,962

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.