385 Crooked Bay Road, Georgian Bay, ON

$949,900
MLS#:X13488960
4 beds
1 baths
700-1100 sqft
5.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Sidesplit detached located in the coveted neighborhood of Baxter. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $949,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 190 x 250 ft lot
  • Features a separate entrance, half basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available
  • Notable attributes: Guest Accommodations
  • Efficient baseboard heating via electric

Description

Welcome to Six Mile Lake! This charming waterfront cottage is located on a year-round municipally maintained road & offers desirable northwestern exposure for stunning sunsets. Set on a private 0.97-acre relatively flat lot with granite outcroppings, 190ft of waterfront & Crown land beside, the property features both "cannon ball approved" depth off the two docks & a shallow sandy area perfect for children. Originally built in the 1950s with a thoughtfully addition completed later, the cottage offers 4 bedrooms, 1 bathroom, an eat-in kitchen, & a bright living room with walkout to the lakeside deck. The primary bedroom features a private balcony overlooking the lake to enjoy morning coffee or unwind at the end of the day. A wheelchair-accessible ramp provides easy access to the cottage no matter your mobility. Exterior access beneath the newer addition provides convenient storage space for a small boat, water toys, & cottage equipment. The guest cabin is ideal for family & friends, featuring 1 bedroom, a cozy living area, kitchenette, sink, & beautiful lake views. Whether you're looking for a family cottage to enjoy today or a waterfront property with room to make your own, this Six Mile Lake gem offers privacy, beautiful shoreline, easy year-round access, & the timeless charm that cottage buyers are searching for. Located 4 minutes off the 400 highway & 1.5 hours from the GTA.

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Key Features

Bedrooms
4
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJuly 1, 2026
Sold price information is available to members only
Listed Date6/25/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleSidesplit
ConstructionVinyl Siding
BasementSeparate Entrance, Half
Lot Size190 × 250 Feet
CountyMuskoka
Annual Tax$3,985.34
Legal DescriptionPCL 10709 SEC MUSKOKA; PT BROKEN LT 22 CON 15 BAXTER; PT RDAL IN FRONT OF BROKEN LT 22 CON 15 BAXTER AS IN PM3099; GEORGIAN BAY ; THE DISTRICT MUNICIPALITY OF MUSKOKA

Parking & Garage

Parking Spaces5.0
Garage Spaces5
Garage TypeNone

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingNone

Features

Property Features

Campground, Golf, Marina, Park, Skiing, Waterfront

Interior Features

Guest Accommodations

Security Features

None

Community Features

Location

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385 Crooked Bay Road, Georgian Bay, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 385 Crooked Bay Road, Georgian Bay, ON L0K 1S0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Georgian Bay.

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Interest Rate5.25%
Down Payment$69,990 (7.4%)
* Minimum Canadian down payment required for this price is $69,990.
Amortization Period25 Years
Estimated Monthly Payment$5,244Based on a loan of $879,910 over 25 years.
Purchase Price$949,900
Loan Amount$879,910
Provincial Land Transfer Tax:$15,473
Total Estimated Closing Taxes:$15,473

About Purchasing a Home in Georgian Bay, ON

For a property listed at $949,900 in Georgian Bay, the legal minimum down payment is $69,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $15,473 for this transaction. As this listing is in Georgian Bay (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $15,473.

Nearby Listings

Distance:

No current listings found in Georgian Bay.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Baxter, Georgian Bay.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,076,562

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.