78 Stewart Lake Road, Georgian Bay, ON
Property Highlights
Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Freeman. Expertly crafted featuring premium stone and board & batten construction, this residence presents an exceptional opportunity offered at $1,498,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 2 Bathrooms
- Generous living space spanning 2000-2500 sqft on a premium 155 x 234.83 ft lot
- Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
- 13.0 total parking spaces available with a convenient detached configuration
- Notable attributes: Auto Garage Door Remote
- equipped with central air central cooling and highly efficient other heating via propane
Description
Experience true four-season waterfront living on beautiful Stewart Lake. Beautifully renovated in 2021, this move-in-ready waterfront home combines modern comfort with timeless Muskoka charm, featuring updated windows, roof, plumbing, a UV-filtered well, heated bathroom floors, a cozy wood-burning fireplace, and a heated garage. Enjoy the convenience of high-speed Bell Fiber Internet, making this an exceptional opportunity for remote professionals, hybrid work, or those seeking the flexibility to work from home while embracing the Muskoka lifestyle. Perfect as a year-round residence or luxury retreat, the property offers reliable access via a township-maintained road with winter maintenance, ensuring easy access in every season. Ideally located just minutes from Port Carling, golf, dining, shopping, and Highway 400, this exceptional waterfront home delivers the perfect balance of privacy, convenience, and year-round recreation. A turnkey purchase may also be available, subject to the agreed purchase price.
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Pricing & Value Insights
Data-driven valuation for 78 Stewart Lake Road, Georgian Bay, ON P0C 1H0
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About Purchasing a Home in Georgian Bay, ON
For a property listed at $1,498,000 in Georgian Bay, the legal minimum down payment is $299,600 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $26,435 for this transaction. As this listing is in Georgian Bay (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $26,435.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.