148 Finden Street, Georgian Bluffs, ON

$599,000
MLS#:X12995012
3 beds
3 baths
1500-2000 sqft
8.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Georgian Bluffs. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $599,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 132 x 165 ft lot
  • Features a partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 8.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Storage
  • Efficient forced air heating via gas

Description

Sought-After GEORGIAN BLUFFS Neighbourhood - Just Outside City Limits--Welcome to this Bright and Spacious Traditional 3-Bedroom, 2.5-Bath Family Home in one of Georgian Bluffs' most Desirable Locations-a minute from the city limit, yet surrounded by Nature and nearby Recreation. Step into a large Foyer leading to an inviting Living/Dining Room combination with gleaming hardwood floors-perfect for family gatherings. An additional cozy Den with a Wood-Burning Fireplace adds warmth and charm. The spacious Eat-in Kitchen features Granite Counters, Peninsula Island as well a Walk-out via French Doors to an updated deck appreciating the quiet landscape. A side entrance Laundry/Mudroom connects conveniently to the Oversized Garage as well a 2-Piece Bath completes the main level. The upper level features an expansive Primary Suite with a 3-Piece Ensuite and Walk-in Closet. Two additional Generous Bedrooms, both with Double Closets along with a massive Main 5-Piece Bath complete with Double Sinks, Jet Tub, and a Walk-in Shower. The partially finished basement includes a Large Rec Room, a Common Area ideal for an Office or Tech Space, and an enormous Utility/Storage room. Recent updates include a new furnace (2016) and shingles replaced approximately 6-7 years ago. Situated in a PRIME GEORGIAN BLUFFS LOCATION, this home is just a short walk to Kelso Beach, the Marina, the Harbour, and forested Trail Systems-a perfect Balance of Convenience and Outdoor Living. Space, Comfort, and Location make this property Perfect for your Family's Next Home!

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Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateApril 17, 2026
Sold price information is available to members only
Listed Date4/14/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick, Vinyl Siding
BasementPartially Finished
Lot Size132 × 165 Feet
CountyGrey County
Annual Tax$4,142
Legal DescriptionLT 138 W/S FINDEN ST, 140 W/S FINDEN ST PL BROOKE; GEORGIAN BLUFFS

Parking & Garage

Parking Spaces8.0
Garage Spaces6
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

Beach, Park, Marina, Rec./Commun.Centre, School, Golf

Interior Features

Storage

Security Features

Community Features

Location

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148 Finden Street, Georgian Bluffs, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 148 Finden Street, Georgian Bluffs, ON N4K 6V5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Georgian Bluffs.

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Interest Rate5.25%
Down Payment$34,900 (5.8%)
* Minimum Canadian down payment required for this price is $34,900.
Amortization Period25 Years
Estimated Monthly Payment$3,362Based on a loan of $564,100 over 25 years.
Purchase Price$599,000
Loan Amount$564,100
Provincial Land Transfer Tax:$8,455
Total Estimated Closing Taxes:$8,455

About Purchasing a Home in Georgian Bluffs, ON

For a property listed at $599,000 in Georgian Bluffs, the legal minimum down payment is $34,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,455 for this transaction. As this listing is in Georgian Bluffs (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,455.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Georgian Bluffs, Georgian Bluffs.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$919,050

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.