150 Spencer Avenue, Georgian Bluffs, ON

$1,595,000
MLS#:X11954622
6 beds
4 baths
3000-3500 sqft
16.0 parking
Residential Freehold
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Property no longer active

This property was sold on March 5, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungaloft detached located in the coveted neighborhood of Georgian Bluffs. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $1,595,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 6 Bedrooms and 4 Bathrooms
  • Generous living space spanning 3000-3500 sqft on a premium 175 x 263.02 ft lot
  • Features a finished with walk-out, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 16.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Air Exchanger, In-Law Suite, On Demand Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via propane

Description

Welcome to this stunning 2023 custom-built modern farmhouse bungalow with a bonus loft, offering over 5,200 sq ft of impeccably finished living space. This home boasts 6 spacious bedrooms and 4 luxurious bathrooms, each designed with high-end fixtures and finishes that showcase craftsmanship at every turn. The open-concept layout features a chefs kitchen with top of the line Thermador built in appliances, oversized 4' x 10' island, quartz countertops, elegant living and dining areas, and expansive windows that fill the home with natural light, blending modern aesthetics with a timeless farmhouse feel. Main floor master bedroom with walk in closet and spacious en-suite with in-floor heat, complete with freestanding tub and steam shower. The second floor loft lends itself well to an in-law suite with bedroom, sitting room, 4pc bathroom and kitchenette. The fully finished walk out basement has in-floor heat throughout and provides 3 generous sized bedrooms with walk-in closets, an oversized bathroom and plenty of storage space and a 17' x 32' rec room with easy access to the back yard. The attached oversized 2-car garage with in-floor heat provides ample space, while the 40 x 60 detached shop is a craftsman's dream, featuring 12-foot ceilings, 11x18 garage doors and in-floor heating - ideal for hobbies, toys or a workshop. Situated on a one acre lot in an exclusive enclave of newer homes in Georgian Bluffs, this property grants deeded access to Francis Lake where you can dock a small boat throughout the summer months. Enjoy tranquil rural living just minutes from town amenities.

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Property Summary

This detached home located at 150 Spencer Avenue, Georgian Bluffs is currently for sale and has been available on SousaSells for 528 days. This property is listed at $1,595,000 with an estimated mortgage of $5,309* per month. It has 6 beds, 4 bathrooms, and is 3000-3500 square feet. 150 Spencer Avenue, Georgian Bluffs is in the Georgian Bluffs neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
6
Bathrooms
4
Kitchens
1
Living Area
3000-3500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMarch 5, 2025
Sold price information is available to members only
Listed Date2/4/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungaloft
ConstructionVinyl Siding
BasementFinished with Walk-Out, Full
Lot Size175 × 263.02 Feet
CountyGrey County
Annual Tax$9,077.25
Legal DescriptionCON 15 PT LOT 24 PCL 34 ROW

Parking & Garage

Parking Total16.0
Parking Space10
Garage TypeAttached

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Lake Access

Interior Features

Air Exchanger, In-Law Suite, On Demand Water Heater, Primary Bedroom - Main Floor, Water Treatment

Security Features

Community Features

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Location

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150 Spencer Avenue, Georgian Bluffs, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 150 Spencer Avenue, Georgian Bluffs, ON N0H 2K0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Georgian Bluffs.

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Interest Rate4.00%
Down Payment$478,500 (30.0%)
* Minimum Canadian down payment required for this price is $319,000.
Amortization Period30 Years
Estimated Monthly Payment$5,309Based on a loan of $1,116,500 over 30 years.
Purchase Price$1,595,000
Loan Amount$1,116,500
Provincial Land Transfer Tax:$28,375
Total Estimated Closing Taxes:$28,375

About Purchasing a Home in Georgian Bluffs, ON

For a property listed at $1,595,000 in Georgian Bluffs, the legal minimum down payment is $319,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $28,375 for this transaction. As this listing is in Georgian Bluffs (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $28,375.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Georgian Bluffs, Georgian Bluffs.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$886,104

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.