905 27th Street, Georgian Bluffs, ON

$1,495,000
MLS#:X12675810
4 beds
3 baths
1100-1500 sqft
13.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of Georgian Bluffs. Expertly crafted featuring premium stone and vinyl siding construction, this residence presents an exceptional opportunity offered at $1,495,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 165 x 396 ft lot
  • Features a finished with walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • 13.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Accessory Apartment, Central Vacuum, In-Law Suite
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

SPACIOUS FAMILY HOME WITH DETACHED GARAGE & PRIVATE GRANNY SUITE. Welcome to this exceptional raised bungalow, built in 2013 and ideally located in sought-after Georgian Bluffs on the outskirts of Owen Sound. Set on a private and generous 1.5-acre lot, this property offers outstanding space, privacy, and versatility-perfect for today's multigenerational lifestyle.The main residence features a bright, functional layout with 4 bedrooms and 3 full bathrooms. The main floor boasts an open-concept living area with 9-foot ceilings, a spacious primary bedroom complete with 5-piece ensuite and walk-in closet, and a second generous bedroom with cheater access to the main 4-piece bath.The fully finished lower level offers a large, sun-filled recreation room with walkout access, ideal for family living or entertaining, along with two additional bedrooms, ample storage, and convenient access to the attached garage. Year-round comfort is ensured with in-floor heating throughout the basement and attached garage, a gas furnace, and central air conditioning.Adding exceptional value is the detached secondary building, featuring a heated two-car garage and a self-contained one-bedroom granny suite with two bathrooms and a crawlspace for additional storage-ideal for extended family, guests, or potential rental income.This rare offering delivers the ultimate package of space, functionality, and location-just minutes from the marina, Kelso Beach, and all Owen Sound amenities, while enjoying the peace and natural beauty of Georgian Bluffs. A must-see property for buyers seeking flexibility, comfort, and long-term value. Main residence offers 2,850 sq ft of living space, 4 bedrooms, 3 baths and a 3 car garage. Secondary residence offers 750 sq ft of living space, 1 bedroom, 2 baths and a 2 car garage.

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Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMarch 20, 2026
Sold price information is available to members only
Listed Date1/8/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionStone, Vinyl Siding
BasementFinished with Walk-Out
Lot Size165 × 396 Feet
CountyGrey County
Annual Tax$6,289
Legal DescriptionLT 25 E/S GALE ST, 27 E/S GALE ST, 29 E/S GALE ST, 31 E/S GALE ST, 33 E/S GALE ST, 35 E/S GALE ST PL BROOKE; GEORGIAN BLUFFS

Parking & Garage

Parking Spaces13.0
Garage Spaces10
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Accessory Apartment, Central Vacuum, In-Law Suite

Security Features

Community Features

Location

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905 27th Street, Georgian Bluffs, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 905 27th Street W, Georgian Bluffs, ON N4K 6V5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Georgian Bluffs.

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Interest Rate5.25%
Down Payment$299,000 (20.0%)
* Minimum Canadian down payment required for this price is $299,000.
Amortization Period25 Years
Estimated Monthly Payment$7,127Based on a loan of $1,196,000 over 25 years.
Purchase Price$1,495,000
Loan Amount$1,196,000
Provincial Land Transfer Tax:$26,375
Total Estimated Closing Taxes:$26,375

About Purchasing a Home in Georgian Bluffs, ON

For a property listed at $1,495,000 in Georgian Bluffs, the legal minimum down payment is $299,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $26,375 for this transaction. As this listing is in Georgian Bluffs (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $26,375.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Georgian Bluffs, Georgian Bluffs.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$919,050

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.