941 20TH Street, Georgian Bluffs, ON
Property Highlights
Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Georgian Bluffs. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $375,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 2 Bedrooms and 2 Bathrooms
- Generous living space spanning 1100-1500 sqft on a premium 198 x 165 ft lot
- Features a unfinished, partial basement basement, adding superb versatility for recreation, a home gym, or extra storage
- 4.0 total parking spaces available
- Notable attributes: Water Heater Owned
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
A sweet cottage like home nestled in the trees just outside all the fabulous amenities of Owen Sound! This charming 2 bed, 2 full bath 1.5 storey home is situated on the edge of a peaceful ravine. Located in Georgian Bluffs, you can ramble the woods on the just over half acre lot - or stay cozy inside by the warm wood stove. Entering through the side door you will find a mudroom with laundry. This leads into the cozy sitting area with wood stove and fabulous views of the gorgeous nature surrounding you. A tidy well laid out kitchen adjoins this space. Enjoy entertaining in the generous sized dining room that leads to a large sunny living room at the front of the house. Beautiful honey coloured hardwood, flows through this space. Off the main living area is a nice sized bedroom and 3 pc bath. Upstairs, you will find a large bedroom with plenty of room for a desk area or reading nook, and a walk-in closet. Another 3 pc bath is on this level that features a large soaker tub. This home is move in ready with updated mechanicals already taken care of - Roof Shingles updated 2020; Electrical panel updated to 100 amp service in 2021; Furnace and A/C updated in 2022! A perfect home for first-time buyers, investors, or just someone looking for a little quiet space to themselves. Its a charmer!
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Property Summary
This detached home located at 941 20TH Street, Georgian Bluffs is currently for sale and has been available on SousaSells for 610 days. This property is listed at $375,000 with an estimated mortgage of $1,248* per month. It has 2 beds, 2 bathrooms, and is 1100-1500 square feet. 941 20TH Street, Georgian Bluffs is in the Georgian Bluffs neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
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This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 941 20TH Street W, Georgian Bluffs, ON N4K 6V5
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Georgian Bluffs, ON
For a property listed at $375,000 in Georgian Bluffs, the legal minimum down payment is $18,750 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,100 for this transaction. As this listing is in Georgian Bluffs (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,100.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.