104 Riverbank Drive, Georgina, ON

$979,900
MLS#:N13588178
3 beds
2 baths
1500-2000 sqft
9.0 parking
Residential Freehold
104 Riverbank Drive, Georgina, ON L0E 1N0

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Pefferlaw. Expertly crafted featuring premium stone and wood construction, this residence presents an exceptional opportunity offered at $979,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 100 x 188.16 ft lot
  • Features a finished with walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • 9.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: None
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Set along the riverfront in Pefferlaw, this immaculate bungalow offers a peaceful waterfront lifestyle, with beautifully maintained interior spaces and direct access to Lake Simcoe. Positioned on a quiet road, the property combines the comfort of a year-round residence with the atmosphere of a private cottage retreat, all within 20 minutes of Highway 404. The main level features a bright and functional layout with warm hardwood flooring, expansive windows, and open sightlines throughout the principal living areas. The kitchen is designed for both everyday use and entertaining, complete with rich wood cabinetry, a centre island, and a dedicated dining area overlooking the water. A walk-out leads to a massive elevated terrace with glass railings, creating an exceptional outdoor living space with panoramic river views and seamless indoor-outdoor flow. Two bedrooms and a full bathroom are positioned on the main floor, including a comfortable primary suite with peaceful natural surroundings, visible from nearly every window. The finished at-grade lower level extends the living space substantially, featuring a large sunken family room with fireplace, oversized windows, additional bedroom, second bathroom, and a convenient kitchenette setup ideal for guests, extended family, or flexible recreational use. Walk-out access connects directly to the patio, landscaped gardens, and waterfront beyond. Surrounded by mature trees and tranquil views, the property also includes a detached two-car garage, ample driveway parking, floating dock, and direct boating access just minutes from the main lake. This is a truly rare opportunity to enjoy a refined waterfront setting, with the flexibility and comfort suited to both full-time living and weekend escapes. The deep waterfront can accommodate a large boat.

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Property Summary

This detached home located at 104 Riverbank Drive, Georgina is currently for sale and has been available on SousaSells for 16 days. This property is listed at $979,900 with an estimated mortgage of $3,262* per month. It has 3 beds, 2 bathrooms, and is 1500-2000 square feet. 104 Riverbank Drive, Georgina is in the Pefferlaw neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Pefferlaw, Georgina.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Georgina.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/21/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionStone, Wood
BasementFinished with Walk-Out
Lot Size100 × 188.16 Feet
CountyYork
Annual Tax$4,612
Legal DescriptionLOT 9 PLAN 553 GEORGINA ; GEORGINA

Parking & Garage

Parking Total9.0
Parking Space7
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • None

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 104 Riverbank Drive, Georgina, ON

Q.What is the asking price for 104 Riverbank Drive, Georgina, ON ?

The current listing price for 104 Riverbank Drive, Georgina, ON in Pefferlaw, Georgina is $979,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 104 Riverbank Drive, Georgina, ON ?

104 Riverbank Drive, Georgina, ON is a Detached (Bungalow) featuring a Finished with Walk-Out basement.

Q.What interior features are included in this home?

Interior highlights include: None.

Q.Is parking available at this property?

Yes, this property offers parking space for 9.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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104 Riverbank Drive, Georgina, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 104 Riverbank Drive, Georgina, ON L0E 1N0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Georgina.

Configure Loan Settings

Interest Rate4.00%
Down Payment$293,970 (30.0%)
* Minimum Canadian down payment required for this price is $72,990.
Amortization Period30 Years
Estimated Monthly Payment$3,262Based on a loan of $685,930 over 30 years.
Purchase Price$979,900
Loan Amount$685,930
Provincial Land Transfer Tax:$16,073
Total Estimated Closing Taxes:$16,073

About Purchasing a Home in Georgina, ON

For a property listed at $979,900 in Georgina, the legal minimum down payment is $72,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $16,073 for this transaction. As this listing is in Georgina (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $16,073.

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Pefferlaw, Georgina Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Pefferlaw, Georgina.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$985,654

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Pefferlaw, Georgina

Elementary Schools

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Secondary Schools

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Pefferlaw, Georgina Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.