145 Lake Drive North Drive, Georgina, ON

$1,550,000
MLS#:N13220342
3 beds
2 baths
2000-2500 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Keswick North. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $1,550,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 50 x 244.29 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: Carpet Free
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

A Rare Blend Of Storybook Cottage Charm And Modern Urban Comfort, This Beautiful Home In Georgina Invites You To Slow Down, Breathe Deeply, And Savour Life By The Lake. Set On An Impressive Indirect Waterfront Lot With A 2nd Rear Lane Way Access, This Property Offers Room For All Your Toys And Unforgettable Sunsets Enjoyed Right From Your Front Porch. Inside, The Home Radiates Warmth And Character. Living Room With Gas Fireplace And Views Overlooking The Lake. Hardwood Flooring And Terra Cotta Tiles Through Out Most Of Main Floor. Dining Area Open Concept To Kitchen And Sliding Door To Rear Private Deck. Primary Bedroom With Sitting Area Overlooking West Views Of Lake Simcoe. This 3 Bedroom, Two Full Bathrooms Home Offers Plenty With Updated Roof Shingles In 2025, Some Newer Windows, Updated Seawall Wall, Full Unfinished Basement, 40 Foot Seasonal Dock. From The Moment You Walk Onto The Front Porch And Glimpse Lake Simcoe Shimmering In The Distance, You Feel The Magic. This Is More Than A Home, It's A Feeling, A Memory In The Making, A Rare Opportunity To Own Indirect Waterfront Where Cottage Living Meets Everyday Convenience. Excellent Boating, Fishing, And Four-Season Recreation Are At Your Doorstep - All Less Than An Hour From Toronto.

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Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/1/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionWood
BasementUnfinished
Lot Size50 × 244.29 Feet
CountyYork
Annual Tax$6,288
Legal DescriptionLT 19 PL 103 NORTH GWILLIMBURY ; GEORGINA

Parking & Garage

Parking Spaces4.0
Garage Spaces4
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Beach, Lake Access, Marina, Public Transit, School, Waterfront

Interior Features

Carpet Free

Security Features

Community Features

Location

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145 Lake Drive North Drive, Georgina, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 145 Lake Drive North Drive, Georgina, ON L4P 3C8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Georgina.

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Interest Rate5.25%
Down Payment$310,000 (20.0%)
* Minimum Canadian down payment required for this price is $310,000.
Amortization Period25 Years
Estimated Monthly Payment$7,389Based on a loan of $1,240,000 over 25 years.
Purchase Price$1,550,000
Loan Amount$1,240,000
Provincial Land Transfer Tax:$27,475
Total Estimated Closing Taxes:$27,475

About Purchasing a Home in Georgina, ON

For a property listed at $1,550,000 in Georgina, the legal minimum down payment is $310,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $27,475 for this transaction. As this listing is in Georgina (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $27,475.

Nearby Listings

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No current listings found in Georgina.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Keswick North, Georgina.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$947,353

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.