55 River Street, Georgina, ON

$620,000
MLS#:N12165588
3 beds
2 baths
1100-1500 sqft
8.0 parking
Residential Freehold
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Property no longer active

This property was sold on December 1, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Sutton & Jackson's Point. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $620,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 66 x 202 ft lot
  • Features a partial basement, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 8.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Carpet Free
  • equipped with window unit(s) central cooling and highly efficient water heating via gas

Description

Charming Home in the Heart of Sutton Welcome to 55 River Street, a well-maintained gem nestled in desirable Georgina, just North of the GTA, offering the perfect blend of comfort, convenience, and small-town charm. This unique home is positioned on a mature, oversized lot on a quiet, family-friendly street well away from traffic congestion yet still centrally located in Sutton. Step into a functional layout that includes a large, bright living room with a walkout to a cozy covered front porch, ideal for enjoying your morning coffee or evening sunsets. The property is attached by a breezeway to a spacious two-car garage, perfect for storage or a workshop. With ample green space, mature trees, and a serene setting, this home offers peaceful living with urban amenities just minutes away. This is a rare opportunity to relocate north and enjoy a lifestyle of peace and tranquility without sacrificing convenience. Whether you're a first-time buyer, downsizing, or looking for a family-friendly neighborhood, 55 River Street is ready to welcome you home. Walking distance to shops, schools, public library, and the Sutton Pool, Quick access to Highway 404, making commuting a breeze. Located in a welcoming community with a small-town feel

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Property Summary

This detached home located at 55 River Street, Georgina is currently for sale and has been available on SousaSells for 421 days. This property is listed at $620,000 with an estimated mortgage of $2,064* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 55 River Street, Georgina is in the Sutton & Jackson's Point neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateDecember 1, 2025
Sold price information is available to members only
Listed Date5/22/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionWood
BasementPartial Basement, Unfinished
Lot Size66 × 202 Feet
CountyYork
Annual Tax$3,790.06
Legal DescriptionPT LT 4 BLK 32 PL 69 SUTTON AS IN R675742 EXCEPT R630749 ; TOWN OF GEORGINA,

Parking & Garage

Parking Total8.0
Parking Space6
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeWater
CoolingWindow Unit(s)

Features

Property Features

Library, Rec./Commun.Centre, River/Stream, School, Golf

Interior Features

Carpet Free

Security Features

Smoke Detector

Community Features

Location

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55 River Street, Georgina, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 55 River Street, Georgina, ON L0E 1R0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Georgina.

Configure Loan Settings

Interest Rate4.00%
Down Payment$186,000 (30.0%)
* Minimum Canadian down payment required for this price is $37,000.
Amortization Period30 Years
Estimated Monthly Payment$2,064Based on a loan of $434,000 over 30 years.
Purchase Price$620,000
Loan Amount$434,000
Provincial Land Transfer Tax:$8,875
Total Estimated Closing Taxes:$8,875

About Purchasing a Home in Georgina, ON

For a property listed at $620,000 in Georgina, the legal minimum down payment is $37,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,875 for this transaction. As this listing is in Georgina (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,875.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Sutton & Jackson's Point, Georgina.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,001,347

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.