13 Waterloo Street, Goderich, ON

$499,900
MLS#:X13657548
2 beds
2 baths
700-1100 sqft
2.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Goderich (Town). Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $499,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 50.11 x 88.14 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Carpet Free, Primary Bedroom - Main Floor, Water Heater Owned
  • Efficient forced air heating via gas

Description

Charming 2-bedroom brick bungalow - just steps from Goderich's historic Shoppers Square and the gorgeous sunsets of Lake Huron. Bright, open-concept living room and kitchen create a warm, welcoming main floor, perfect for everyday living. Two comfortable main-floor bedrooms and 4pc bathroom complete the level. The finished basement expands your living space with a private home office, spacious rec room and convenient laundry room - ideal for remote work, hobbies or extra guest space. Outside, the cozy back patio offers a peaceful retreat with a pergola and handy storage shed for tools and summer gear. Location is a standout: an easy stroll to festivals, farmers' markets, dining, cafes and shopping. Comfortable, well-maintained and full of character - a perfect blend of small-town charm and everyday convenience.

Work with the SOUSA TEAM to unlock your . If we are unable to negotiate your purchase price below asking, we'll rebate you up to $10,000!*

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Property Summary

This detached home located at 13 Waterloo Street, Goderich is currently for sale and has been available on SousaSells for 0 days. This property is listed at $499,900 with an estimated mortgage of $1,664* per month. It has 2 beds, 2 bathrooms, and is 700-1100 square feet. 13 Waterloo Street, Goderich is in the Goderich (Town) neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 2 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Goderich (Town), Goderich.

Highly Recommended for Families
What We Love About This Home
  • 2 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

First-time home buyers, professionals, or investors seeking value.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date8/10/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick
BasementFull, Finished
Lot Size50.11 × 88.14 Feet
CountyHuron
Annual Tax$2,913
Legal DescriptionPT LT 993 PL 457 TOWN OF GODERICH; PT LT 994 PL 457 TOWN OF GODERICH AS IN R313699

Parking & Garage

Parking Total2.0
Parking Space2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

  • Beach
  • Lake Access
  • Park
  • Hospital
  • Library
  • School

Interior Features

  • Carpet Free
  • Primary Bedroom - Main Floor
  • Water Heater Owned

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 13 Waterloo Street, Goderich, ON

Q.What is the asking price for 13 Waterloo Street, Goderich, ON ?

The current listing price for 13 Waterloo Street, Goderich, ON in Goderich (Town), Goderich is $499,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 2 bathrooms across approximately 700-1100 sqft.

Q.What property type and architectural style is 13 Waterloo Street, Goderich, ON ?

13 Waterloo Street, Goderich, ON is a Detached (Bungalow) featuring a Full, Finished basement.

Q.What key property features does 13 Waterloo Street, Goderich, ON offer?

Key property features include: Beach, Lake Access, Park, Hospital, Library, School.

Q.What interior features are included in this home?

Interior highlights include: Carpet Free, Primary Bedroom - Main Floor, Water Heater Owned.

Q.Is parking available at this property?

Yes, this property offers parking space for 2.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via None.

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Location

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13 Waterloo Street, Goderich, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 13 Waterloo Street N, Goderich, ON N7A 2W1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Goderich.

Configure Loan Settings

Interest Rate4.00%
Down Payment$149,970 (30.0%)
* Minimum Canadian down payment required for this price is $24,995.
Amortization Period30 Years
Estimated Monthly Payment$1,664Based on a loan of $349,930 over 30 years.
Purchase Price$499,900
Loan Amount$349,930
Provincial Land Transfer Tax:$6,473
Total Estimated Closing Taxes:$6,473

About Purchasing a Home in Goderich, ON

For a property listed at $499,900 in Goderich, the legal minimum down payment is $24,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,473 for this transaction. As this listing is in Goderich (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,473.

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Goderich (Town), Goderich Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Goderich (Town), Goderich.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$821,206

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Goderich (Town), Goderich

Elementary Schools

Goderich
Public260 South Street, Goderich, Ontario, N7A 3M5
6.0
St Mary's
PublicMary Street, Goderich, Ontario, N7A 3A3
6.4

Secondary Schools

Goderich
Public260 South Street, Goderich, Ontario, N7A 3M5
5.6

Goderich (Town), Goderich Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.