10-12 Thomas Street, Greater Napanee, ON

$345,000
MLS#:X12391422
4 beds
2 baths
2500-3000 sqft
5.0 parking
Residential Freehold
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Property no longer active

This property was sold on December 17, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Other duplex located in the coveted neighborhood of 58 - Greater Napanee. Expertly crafted featuring premium brick and wood construction, this residence presents an exceptional opportunity offered at $345,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 2500-3000 sqft on a premium 66 x 165 ft lot
  • Features a crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available
  • Notable attributes: Water Heater Owned
  • Efficient forced air heating via gas

Description

Investment opportunity in a central location in Napanee! #12 is tenanted and features a open concept living/dining area, eat-in kitchen, den, 4pc bathroom, 2 well-sized bedrooms and direct access to the backyard. #10 is vacant and features an open concept floor plan, 2 spacious bedrooms and a 4pc bathroom. Centrally located close to shops, restaurants, schools and public transportation.

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Property Summary

This duplex located at 10-12 Thomas Street, Greater Napanee is currently for sale and has been available on SousaSells for 315 days. This property is listed at $345,000 with an estimated mortgage of $1,148* per month. It has 4 beds, 2 bathrooms, and is 2500-3000 square feet. 10-12 Thomas Street, Greater Napanee is in the 58 - Greater Napanee neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
2
Living Area
2500-3000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateDecember 17, 2025
Sold price information is available to members only
Listed Date9/9/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDuplex
Architectural StyleOther
ConstructionBrick, Wood
BasementCrawl Space
Lot Size66 × 165 Feet
CountyLennox & Addington
Annual Tax$2,595.31
Legal DescriptionLT 9 S/S THOMAS ST PL 82; GREATER NAPANEE

Parking & Garage

Parking Total5.0
Parking Space5
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

Interior Features

Water Heater Owned

Security Features

Community Features

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Location

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10-12 Thomas Street, Greater Napanee, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 10-12 Thomas Street E, Greater Napanee, ON K7R 1K6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Greater Napanee.

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Interest Rate4.00%
Down Payment$103,500 (30.0%)
* Minimum Canadian down payment required for this price is $17,250.
Amortization Period30 Years
Estimated Monthly Payment$1,148Based on a loan of $241,500 over 30 years.
Purchase Price$345,000
Loan Amount$241,500
Provincial Land Transfer Tax:$3,650
Total Estimated Closing Taxes:$3,650

About Purchasing a Home in Greater Napanee, ON

For a property listed at $345,000 in Greater Napanee, the legal minimum down payment is $17,250 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $3,650 for this transaction. As this listing is in Greater Napanee (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $3,650.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 58 - Greater Napanee, Greater Napanee.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$635,319

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.