109 RIVER Road, Greater Napanee, ON

$1,088,000
MLS#:X13793414
4 beds
4 baths
2500-3000 sqft
10.0 parking
Residential Freehold
Residential Freehold for sale - 4 Bed, 4 Bath Home at 109 RIVER Road Greater Napanee ON listed at $1,088,000 (MLS# X13793414) - Main View
Open House
For Sale
Added:Sep 16, 2026(today)
Updated:Sep 16, 2026(today)
Last Checked:20 minutes ago

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Greater Napanee. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $1,088,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 4 Bathrooms
  • Generous living space spanning 2500-3000 sqft on a premium 167 x 252 ft lot
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 10.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to an exceptional waterfront residence on the shores of the Napanee River, where timeless Victorian architecture meets elevated luxury, privacy, and an effortless waterfront lifestyle. Set along an impressive 167 feet of waterfront and sitting on just under an acre of private space, this remarkable property offers a rare sense of space and seclusion while remaining moments from the amenities of town and on municipal services. Thoughtfully enhanced with extensive luxury upgrades and property restoration, the home beautifully balances its original character with refined modern living. Soaring ceilings, intricate mouldings, original doors, and exceptional architectural details are complemented by high-end finishes. Generous-sized rooms include a main-floor primary with an ensuite and an outdoor experience that is equally impressive. Step onto the private back deck and unwind overlooking the river, surrounded by a sense of peace and privacy that is increasingly difficult to find. The expansive grounds provide an exceptional opportunity for entertaining, gardening, enjoying the water, or simply slowing down and taking in the setting. A charming carriage house adds further potential, while complementing the property's character. This is a property for those who appreciate quality, privacy, architectural character, and a truly special waterfront setting. Located in the charming community of Napanee, with convenient access to parks, boating, fishing, shops, restaurants, cafés, and major highway connections, this is an exceptional opportunity to acquire a distinctive waterfront property with the space, privacy, and level of finish expected by today's buyer.

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Sunday, September 20, 20262:00 PM - 3:00 PMPublic
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Property Summary

This detached home located at 109 RIVER Road, Greater Napanee is currently for sale and has been available on SousaSells for 0 days. This property is listed at $1,088,000 with an estimated mortgage of $3,622* per month. It has 4 beds, 4 bathrooms, and is 2500-3000 square feet. 109 RIVER Road, Greater Napanee is in the Greater Napanee neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 4 bathrooms, this home offers ample space and comfort for growing families in Greater Napanee, Greater Napanee.

Highly Recommended for Families
What We Love About This Home
  • •4 spacious bedroom layout offering versatile living space
  • •4 well-appointed bathrooms
  • •2500-3000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Greater Napanee, Greater Napanee.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
4
Kitchens
1
Living Area
2500-3000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$1,088,000
AddedSep 16, 2026 (today)
UpdatedSep 16, 2026 (today)
Last Checked20 minutes ago
Transaction TypeFor Sale
List Office NameEXP REALTY, BROKERAGE

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick
BasementFull, Unfinished
Lot Size167 Ă— 252 Feet
CountyLennox & Addington
Annual Tax$5,676
Legal DescriptionPT LT 15 CON 6 FREDERICKSBURGH PT 2, 3, 4 29R5385 S/T LA181257; S/T FB10179, FB8944; GREATER NAPANEE

Parking & Garage

Parking Total10.0
Parking Space10
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Golf
  • Marina
  • Park
  • Public Transit
  • River/Stream
  • School

Interior Features

  • Primary Bedroom - Main Floor

Security Features

  • Carbon Monoxide Detectors
  • Smoke Detector

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Greater Napanee Home Buyer Advisory & Market HubActive MLS® Listing in Greater Napanee, Ontario

Looking to Buy a Home in Greater Napanee?

If you are looking for a house in Greater Napanee or researching Greater Napanee real estate for sale, this 4-bedroom detached at 109 RIVER Road, Greater Napanee, ON offers an exceptional opportunity to buy a home in Greater Napanee, Ontario. Whether you are a first-time Greater Napanee home buyer or comparing active Greater Napanee MLS® homes for sale, working with a dedicated Greater Napanee buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Greater Napanee Homes for Sale & MLS® Listings

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Dedicated Greater Napanee Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Greater Napanee realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Greater Napanee Buyer Budget & Costs

Estimated mortgage: $3,622*/month*. Estimated Ontario Land Transfer Tax: $18,235. First-time Greater Napanee home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Greater Napanee

Frequently Asked Questions about 109 RIVER Road, Greater Napanee, ON

Q.What is the asking price for 109 RIVER Road, Greater Napanee, ON ?

The current listing price for 109 RIVER Road, Greater Napanee, ON in Greater Napanee, Greater Napanee is $1,088,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 4 bathrooms across approximately 2500-3000 sqft.

Q.What property type and architectural style is 109 RIVER Road, Greater Napanee, ON ?

109 RIVER Road, Greater Napanee, ON is a Detached (2-Storey) featuring a Full, Unfinished basement.

Q.What key property features does 109 RIVER Road, Greater Napanee, ON offer?

Key property features include: Golf, Marina, Park, Public Transit, River/Stream, School.

Q.What interior features are included in this home?

Interior highlights include: Primary Bedroom - Main Floor.

Q.What security features are installed at 109 RIVER Road, Greater Napanee, ON ?

Security features include: Carbon Monoxide Detectors, Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 10.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Location

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109 RIVER Road, Greater Napanee, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Greater Napanee, Greater Napanee

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 109 RIVER Road, Greater Napanee, ON K7R 3H3

Estimated Sales Range
$1,034,000 - $1,066,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Greater Napanee.

Configure Loan Settings

Interest Rate4.00%
Down Payment$326,400 (30.0%)
* Minimum Canadian down payment required for this price is $217,600.
Amortization Period30 Years
Estimated Monthly Payment$3,622Based on a loan of $761,600 over 30 years.
Purchase Price$1,088,000
Loan Amount$761,600
Provincial Land Transfer Tax:$18,235
Total Estimated Closing Taxes:$18,235

About Purchasing a Home in Greater Napanee, ON

For a property listed at $1,088,000 in Greater Napanee, the legal minimum down payment is $217,600 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $18,235 for this transaction. As this listing is in Greater Napanee (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $18,235.

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Greater Napanee, Greater Napanee Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Greater Napanee, Greater Napanee.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$249,000

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Greater Napanee, Greater Napanee

Elementary Schools

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Secondary Schools

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Greater Napanee, Greater Napanee Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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