182 Water Street, Greater Napanee, ON

$479,900
MLS#:X13556646
3 beds
2 baths
1500-2000 sqft
2.0 parking
Residential Freehold
182 Water Street W, Greater Napanee, ON K7R 1W4

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 58 - Greater Napanee. Expertly crafted featuring premium wood construction, this residence presents an exceptional opportunity offered at $479,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 64.33 x 132.17 ft lot
  • Features a unfinished, exposed rock basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Other
  • Efficient forced air heating via gas

Description

Step into timeless elegance with this stately century home set proudly on a corner lot in the heart of Napanee. Rich in character and history, this residence showcases classic architectural details. From the moment you arrive, the home's commanding presence and mature surroundings create a lasting first impression. Inside, you'll find a warm and inviting atmosphere, with spacious principal rooms that reflect the craftsmanship of a bygone era. High ceilings, generous windows, and charming original features combine to create a bright and welcoming living space suited for both everyday living and entertaining. Every corner of the home has been carefully preserved, offering a seamless blend of historic charm and modern livability. The corner lot provides room to enjoy outdoor living, gardening, or simply relaxing in a peaceful setting. Conveniently located within Napanee, this property offers easy access to local amenities while maintaining a quiet, established neighbourhood feel. A rare opportunity to own a distinguished piece of Napanee's history-this home is ready to welcome its next chapter.

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Property Summary

This detached home located at 182 Water Street, Greater Napanee is currently for sale and has been available on SousaSells for 27 days. This property is listed at $479,900 with an estimated mortgage of $1,597* per month. It has 3 beds, 2 bathrooms, and is 1500-2000 square feet. 182 Water Street, Greater Napanee is in the 58 - Greater Napanee neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in 58 - Greater Napanee, Greater Napanee.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Greater Napanee.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/10/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionWood
BasementUnfinished, Exposed Rock
Lot Size64.33 × 132.17 Feet
CountyLennox & Addington
Annual Tax$3,451.81
Legal DescriptionLT 39 S/S WATER ST PL 82; GREATER NAPANEE

Parking & Garage

Parking Total2.0
Parking Space2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

None listed

Interior Features

  • Other

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 182 Water Street, Greater Napanee, ON

Q.What is the asking price for 182 Water Street, Greater Napanee, ON ?

The current listing price for 182 Water Street, Greater Napanee, ON in 58 - Greater Napanee, Greater Napanee is $479,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 182 Water Street, Greater Napanee, ON ?

182 Water Street, Greater Napanee, ON is a Detached (2-Storey) featuring a Unfinished, Exposed Rock basement.

Q.What interior features are included in this home?

Interior highlights include: Other.

Q.Is parking available at this property?

Yes, this property offers parking space for 2.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via None.

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Location

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182 Water Street, Greater Napanee, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 182 Water Street W, Greater Napanee, ON K7R 1W4

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Greater Napanee.

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Interest Rate4.00%
Down Payment$143,970 (30.0%)
* Minimum Canadian down payment required for this price is $23,995.
Amortization Period30 Years
Estimated Monthly Payment$1,597Based on a loan of $335,930 over 30 years.
Purchase Price$479,900
Loan Amount$335,930
Provincial Land Transfer Tax:$6,073
Total Estimated Closing Taxes:$6,073

About Purchasing a Home in Greater Napanee, ON

For a property listed at $479,900 in Greater Napanee, the legal minimum down payment is $23,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,073 for this transaction. As this listing is in Greater Napanee (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,073.

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58 - Greater Napanee, Greater Napanee Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 58 - Greater Napanee, Greater Napanee.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$837,901

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in 58 - Greater Napanee, Greater Napanee

Elementary Schools

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Secondary Schools

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58 - Greater Napanee, Greater Napanee Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.