203 Simcoe Street, Greater Napanee, ON

$465,000
MLS#:X12307524
2 beds
2 baths
700-1100 sqft
3.0 parking
Residential Freehold
Loading property media...
⚠️

Property no longer active

This property was sold on November 7, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Greater Napanee. Expertly crafted featuring premium aluminum siding construction, this residence presents an exceptional opportunity offered at $465,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 49.13 x 158.03 ft lot
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available
  • Notable attributes: Other
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 203 Simcoe Street. Centrally located in Napanee, this beautifully updated 1.5-storey home is steps from parks, schools, and everyday amenities, making it a perfect fit for first-time buyers, families, or anyone looking to enjoy a walkable lifestyle. Inside, you are welcomed by a bright, airy open-concept main floor, featuring a functional kitchen with an oversized island, updated cabinetry, and plenty of counter space. Large windows fill the area with natural light, making it perfect for cooking, hosting, or simply relaxing and the cozy living room, complete with an electric fireplace, sets the tone for quiet evenings in. Off the main living space is a flexible bonus room, ideal for a home office, dining area, or potential third bedroom. Finishing the main floor, is a spacious updated bathroom with great storage and a laundry chute for added convenience. Upstairs are two generously-sized bedrooms, both with room-width closets, and a convenient half bath. Downstairs, the basement offers tons of potential, insulated with a partially finished laundry room already underway, it is ready to be enjoyed as is or transformed into a rec room, extra bedroom, or more. Step outside and discover a fully fenced, oversized backyard with ample space for pets, kids, entertaining, or future growth. Notable updates include: furnace (2022), a/c (2024), metal roof (2020), flooring, kitchen cabinets, countertop and appliances (2022), light fixtures (2022), vanity and shower (2022), plus so much more. Come take a look and see what makes this property so special!

Schedule a Tour

Contact us to schedule a private viewing of this property.

Contact Agent

Generate CMA Report

Property Summary

This detached home located at 203 Simcoe Street, Greater Napanee is currently for sale and has been available on SousaSells for 361 days. This property is listed at $465,000 with an estimated mortgage of $1,548* per month. It has 2 beds, 2 bathrooms, and is 700-1100 square feet. 203 Simcoe Street, Greater Napanee is in the Greater Napanee neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateAugust 8, 2025
Sold price information is available to members only
Listed Date7/25/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionAluminum Siding
BasementFull, Unfinished
Lot Size49.13 × 158.03 Feet
CountyLennox & Addington
Annual Tax$2,406.58
Legal DescriptionLT 44 PL 302; S/T LA23314 TOWN OF GREATER NAPANEE

Parking & Garage

Parking Total3.0
Parking Space3
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Other

Security Features

Community Features

Location

Initializing map...
203 Simcoe Street, Greater Napanee, ON
Loading local market trends...

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 203 Simcoe Street, Greater Napanee, ON K7R 2X9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
Loading stats...

Properties in this area are selling at a steady pace.

Market Trend
Calculating trend...

Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Greater Napanee.

Configure Loan Settings

Interest Rate4.00%
Down Payment$139,500 (30.0%)
* Minimum Canadian down payment required for this price is $23,250.
Amortization Period30 Years
Estimated Monthly Payment$1,548Based on a loan of $325,500 over 30 years.
Purchase Price$465,000
Loan Amount$325,500
Provincial Land Transfer Tax:$5,775
Total Estimated Closing Taxes:$5,775

About Purchasing a Home in Greater Napanee, ON

For a property listed at $465,000 in Greater Napanee, the legal minimum down payment is $23,250 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,775 for this transaction. As this listing is in Greater Napanee (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,775.

Similar Listings Nearby

City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Greater Napanee, Greater Napanee.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$566,547

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

No elementary schools data loaded.

Secondary Schools

No secondary schools data loaded.

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.