226 Simcoe Street, Greater Napanee, ON

$399,900
MLS#:X12232059
2 beds
1 baths
700-1100 sqft
4.0 parking
Residential Freehold
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Property no longer active

This property was sold on November 6, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 58 - Greater Napanee. Expertly crafted featuring premium metal/steel siding construction, this residence presents an exceptional opportunity offered at $399,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 48.13 x 145.23 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: Carpet Free, Water Heater
  • Efficient forced air heating via gas

Description

Welcome to Homeownership or Your Downsizing Dream Come True! Nestled on one of the prettiest and widest streets in central Napanee, 226 Simcoe Street is as charming as they come. This sweet-as-can-be dollhouse is brimming with potential and waiting for your personal touch. Lovingly cared for over the years, this home has been the backdrop for countless family memories and now its your turn to create your own. Enjoy no rear neighbours (except during fair season!) as the home backs directly onto the Napanee Fairgrounds, offering peace and privacy year-round. The spacious backyard oasis features a newer deck and two storage sheds, perfect for relaxing, entertaining, or gardening. Inside, you'll find original flooring, a cozy main floor layout with a living room, dining room, kitchen, and a full 4-piece bath. Upstairs, two inviting bedrooms offer a warm and restful retreat. All of this, just steps from schools, the hospital, restaurants, and the picturesque Napanee River. Adorable & affordable. And absolutely worth a look. Make 226 Simcoe Street your next chapter.

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Property Summary

This detached home located at 226 Simcoe Street, Greater Napanee is currently for sale and has been available on SousaSells for 397 days. This property is listed at $399,900 with an estimated mortgage of $1,331* per month. It has 2 beds, 1 bathroom, and is 700-1100 square feet. 226 Simcoe Street, Greater Napanee is in the 58 - Greater Napanee neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateAugust 8, 2025
Sold price information is available to members only
Listed Date6/19/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionMetal/Steel Siding
BasementUnfinished
Lot Size48.13 × 145.23 Feet
CountyLennox & Addington
Annual Tax$1,987.14
Legal DescriptionLT 13 PL 302; S/T LA23314; GREATER NAPANEE

Parking & Garage

Parking Total4.0
Parking Space4
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

Golf, Hospital, Library, Park, Place Of Worship, School

Interior Features

Carpet Free, Water Heater

Security Features

Community Features

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Location

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226 Simcoe Street, Greater Napanee, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 226 Simcoe Street, Greater Napanee, ON K7R 2Y1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Greater Napanee.

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Interest Rate4.00%
Down Payment$119,970 (30.0%)
* Minimum Canadian down payment required for this price is $19,995.
Amortization Period30 Years
Estimated Monthly Payment$1,331Based on a loan of $279,930 over 30 years.
Purchase Price$399,900
Loan Amount$279,930
Provincial Land Transfer Tax:$4,474
Total Estimated Closing Taxes:$4,474

About Purchasing a Home in Greater Napanee, ON

For a property listed at $399,900 in Greater Napanee, the legal minimum down payment is $19,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,474 for this transaction. As this listing is in Greater Napanee (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,474.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 58 - Greater Napanee, Greater Napanee.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$635,319

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.