234 SIMCOE Street, Greater Napanee, ON

$459,900
MLS#:X9403192
4 beds
2 baths
1500-2000 sqft
3.0 parking
Residential Freehold
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Property no longer active

This property was sold on November 29, 2024. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of 58 - Greater Napanee. Expertly crafted featuring premium wood and vinyl siding construction, this residence presents an exceptional opportunity offered at $459,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1500-2000 sqft on a premium 50 x 150 ft lot
  • Features a unfinished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available
  • Notable attributes: Suspended Ceilings
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to this charming 3-bedroom, 1-bathroom war-time home in the heart of Napanee, ON. With 1,590 sq ft of above-ground living space, this home offers a cozy and inviting atmosphere perfect for families or those looking to downsize without sacrificing comfort. Step inside to find a main level featuring a comfortable bedroom, ideal for guests or as a convenient home office. The main floor also has a 4-piece bathroom and a handy mudroom with laundry facilities. The bright kitchen flows into the dining and living areas, creating a warm space for family gatherings. Head upstairs to discover two more bedrooms, providing ample space for a growing family or visiting friends. One of the standout features of this home is the sunroom at the back, offering a perfect spot to enjoy your morning coffee or unwind after a long day. The sunroom leads out to a lovely deck and treed backyard, ideal for summer barbecues, gardening, or just relaxing in your private outdoor space. In addition to the main living areas, the basement includes a fantastic 1-bedroom, 1-bathroom in-law suite. With its own kitchen and living area, this suite is perfect for extended family or guests. Located in a friendly neighborhood in Napanee, this home is close to schools, parks, and local amenities, making it a great place to call home. Don't miss out on this lovely property that combines vintage charm with modern convenience. Come see it for yourself and imagine the possibilities!

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Property Summary

This detached home located at 234 SIMCOE Street, Greater Napanee is currently for sale and has been available on SousaSells for 781 days. This property is listed at $459,900 with an estimated mortgage of $1,531* per month. It has 4 beds, 2 bathrooms, and is 1500-2000 square feet. 234 SIMCOE Street, Greater Napanee is in the 58 - Greater Napanee neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
2
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold price information is available to members only
Listed Date5/31/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionWood , Vinyl Siding
BasementUnfinished, Full
Lot Size50 × 150 Feet
CountyLennox & Addington
Annual Tax$2,770.77
Legal DescriptionLT 15 PL 302; S/T LA23314; GREATER NAPANEE

Parking & Garage

Parking Total3.0
Parking Space3
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Hospital

Interior Features

Suspended Ceilings

Security Features

Community Features

Location

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234 SIMCOE Street, Greater Napanee, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 234 SIMCOE Street, Greater Napanee, ON K7R 2Y1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Greater Napanee.

Configure Loan Settings

Interest Rate4.00%
Down Payment$137,970 (30.0%)
* Minimum Canadian down payment required for this price is $22,995.
Amortization Period30 Years
Estimated Monthly Payment$1,531Based on a loan of $321,930 over 30 years.
Purchase Price$459,900
Loan Amount$321,930
Provincial Land Transfer Tax:$5,673
Total Estimated Closing Taxes:$5,673

About Purchasing a Home in Greater Napanee, ON

For a property listed at $459,900 in Greater Napanee, the legal minimum down payment is $22,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,673 for this transaction. As this listing is in Greater Napanee (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,673.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 58 - Greater Napanee, Greater Napanee.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$635,319

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.