407 Murray Street, Grimsby, ON

$699,000
MLS#:X12518810
2 beds
2 baths
700-1100 sqft
6.0 parking
Residential Freehold
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Property no longer active

This property was sold on January 11, 2026. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of 540 - Grimsby Beach. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $699,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 60 x 110 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

This charming bungalow offers the perfect opportunity for families eager to create their dream home. Brimming with potential and awaiting your personal touch, it's an ideal canvas for those looking to customize a space in a family-friendly neighbourhood. The inviting front exterior features an automatic single car garage with inside entry, perennial gardens, a sprinkler system, gutter guards, and a cold cellar beneath the front porch-practical touches that make everyday living easy. Inside, the eat-in kitchen includes stainless steel appliances, laminate floors, under-cabinet lighting, a deep pantry, a dedicated coffee bar, solid oak cabinets, and a double oven with warming drawer-ready for family meals and entertaining. The bright living room showcases dark hardwood floors and a large window that floods the space with natural light. Two bedrooms are found on the main level, with potential to convert back to three, while the primary bedroom features hardwood flooring, dual closets with organizers, and a walkout to the deck. A 4-piece main bath completes this level. The fully finished lower level extends the living space with a cozy family room, wet bar, exposed wooden beams, laundry, and a 3-piece bathroom, making it ideal for family movie nights, a kids' playroom, or hosting guests. Out back, the fully fenced yard is a private retreat with mature trees, a large covered aggregate patio, deck, gas firepit, BBQ hookup, and even a connection for a hot tub. It's the ultimate outdoor living space where children can play safely and adults can relax or entertain year-round. Whether you're a growing family in need of more space, or simply looking for a home with endless renovation potential, this property offers a foundation that is ready for your vision.

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Property Summary

This detached home located at 407 Murray Street, Grimsby is currently for sale and has been available on SousaSells for 254 days. This property is listed at $699,000 with an estimated mortgage of $2,327* per month. It has 2 beds, 2 bathrooms, and is 700-1100 square feet. 407 Murray Street, Grimsby is in the 540 - Grimsby Beach neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJanuary 11, 2026
Sold price information is available to members only
Listed Date11/6/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick
BasementFinished
Lot Size60 × 110 Feet
CountyNiagara
Annual Tax$4,313.98
Legal DescriptionLT 3 PL 511 ; S/T RO63994 GRIMSBY

Parking & Garage

Parking Total6.0
Parking Space5
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard

Interior Features

Auto Garage Door Remote

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

Virtual Tours

Location

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407 Murray Street, Grimsby, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 407 Murray Street, Grimsby, ON L3M 3P5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Grimsby.

Configure Loan Settings

Interest Rate4.00%
Down Payment$209,700 (30.0%)
* Minimum Canadian down payment required for this price is $44,900.
Amortization Period30 Years
Estimated Monthly Payment$2,327Based on a loan of $489,300 over 30 years.
Purchase Price$699,000
Loan Amount$489,300
Provincial Land Transfer Tax:$10,455
Total Estimated Closing Taxes:$10,455

About Purchasing a Home in Grimsby, ON

For a property listed at $699,000 in Grimsby, the legal minimum down payment is $44,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,455 for this transaction. As this listing is in Grimsby (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,455.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 540 - Grimsby Beach, Grimsby.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$762,292

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Our Lady of Fatima
Public69 Olive Street, Grimsby, Ontario, L3M 2C3
7.2
Central
Public5 Boulton Avenue, Grimsby, Ontario, L3M 1H6
8.1
Lakeview
Public33 Olive Street, Grimsby, Ontario, L3M 2B9
7.3
Smith
Public18, Grimsby-on-the-Lake, Grimsby, Ontario
9.1
Nelles
PublicGrimsby, Ontario, L3M 1H3
9.4

Secondary Schools

Blessed Trinity
Public145 Livingston Avenue, Grimsby-on-the-Lake, Grimsby, Ontario, L3M 5J6
7.1

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.