697 Ridge Road, Grimsby, ON

$1,099,900
MLS#:X14122168
3 beds
3 baths
1500-2000 sqft
10.0 parking
Residential Freehold
Residential Freehold for sale - 3 Bed, 3 Bath Home at 697 Ridge Road Grimsby ON listed at $1,099,900 (MLS# X14122168) - Main View
For Sale
Added:Oct 27, 2026(today)
Updated:Oct 27, 2026(today)
Last Checked:18 minutes ago

Property Highlights

Welcome to this remarkable Sidesplit detached located in the coveted neighborhood of Grimsby Escarpment. Expertly crafted featuring premium brick and stone construction, this residence presents an exceptional opportunity offered at $1,099,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 118.55 x 651.22 ft lot
  • Features a full, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • Ample parking with 2.0 garage spaces (10.0 total parking spaces) with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Other, Water Heater Owned
  • Efficient radiant heating via other

Description

697 Ridge Road West sits where Grimsby's escarpment meets open farmland - the kind of property growing families picture when they say they want more space without giving up a decade of savings to get it. The back fence gives way to fields. No rear neighbours, no next property staring back at you and the sunroom gives you the same view without stepping outside. Behind the house is a 20' x 40' workshop with hydro and a full loft, built for someone who actually uses tools, not just stores them. A 17' x 28' storage shed with hydro for everything that doesn't fit in the garage, and a garden shed for the rest. All of it sitting on a deep lot that runs straight into farmland, with a double garage and driveway built for more than one vehicle and whatever project is parked beside it. The house has been extremely well cared for and is ready for YOU to take it to the next level. A sunroom off the back catches the farmland view through every season - morning coffee with the fields instead of a fence. The living room and family room offer functional space and a spot for everyone in the family. Upstairs includes a primary bedroom with an ensuite, two more bedrooms and a four piece bathroom. Downstairs, a finished rec room presents a great opportunity for playtime or lounging, while the unfinished lower level offers storage space and more opportunity to grow. This is a home for a family planning to stay a while, update it on their own schedule, and build equity doing it, all on one of the more distinctive addresses in Grimsby.

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Property Summary

This detached home located at 697 Ridge Road, Grimsby is currently for sale and has been available for 0 days. This property is listed at $1,099,900 with an estimated mortgage of $3,661* per month. It has 3 beds, 3 bathrooms, and is 1500-2000 square feet. 697 Ridge Road, Grimsby is in the Grimsby Escarpment neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 3 bathrooms, this home offers ample space and comfort for growing families in Grimsby Escarpment, Grimsby.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •3 well-appointed bathrooms
  • •1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Grimsby.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$1,099,900
AddedOct 27, 2026 (today)
UpdatedOct 27, 2026 (today)
Last Checked18 minutes ago
Transaction TypeFor Sale
List Office NameRE/MAX HALLMARK REALTY LTD.

Property Details

Property Sub-TypeDetached
Architectural StyleSidesplit
ConstructionBrick, Stone
BasementFull, Partially Finished
Lot Size118.55 Ă— 651.22 Feet
CountyNiagara
Annual Tax$6,403.34
Legal DescriptionPT LT 22 CON 3 & 4 NORTH GRIMSBY, PT RDAL BTN CON 3 & 4 NORTH GRIMSBY CLOSED BY RO348861; PT RDAL BTN LOTS 22 & 23 CON 3 NORTH GRIMSBY CLOSED BY UNREGISTERED BYLAWS 23-69 & 70-110 AS NI R0282134 (FIRSTLY) & PT 1 30R10591; GRIMSBY

Parking & Garage

Parking Total10.0
Parking Space8
Garage Parking2.0
Garage TypeAttached

Heating & Cooling

Heat SourceOther
Heat TypeRadiant
CoolingNone

Features

Property Features

  • Golf
  • Greenbelt/Conservation
  • Hospital
  • Library
  • Park
  • School

Interior Features

  • Auto Garage Door Remote
  • Other
  • Water Heater Owned

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Grimsby Home Buyer Advisory & Market HubActive MLS® Listing in Grimsby, Ontario

Looking to Buy a Home in Grimsby?

If you are looking for a house in Grimsby or researching Grimsby real estate for sale, this 3-bedroom detached at 697 Ridge Road, Grimsby, ON offers an exceptional opportunity to buy a home in Grimsby, Ontario. Whether you are a first-time Grimsby home buyer or comparing active Grimsby MLS® homes for sale, working with a dedicated Grimsby buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Grimsby Homes for Sale & MLS® Listings

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Dedicated Grimsby Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Grimsby realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Grimsby Buyer Budget & Costs

Estimated mortgage: $3,661*/month*. Estimated Ontario Land Transfer Tax: $18,473. First-time Grimsby home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Grimsby

Frequently Asked Questions about 697 Ridge Road, Grimsby, ON

Q.What is the asking price for 697 Ridge Road, Grimsby, ON ?

The current listing price for 697 Ridge Road, Grimsby, ON in Grimsby Escarpment, Grimsby is $1,099,900.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 3 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 697 Ridge Road, Grimsby, ON ?

697 Ridge Road, Grimsby, ON is a Detached (Sidesplit) featuring a Full, Partially Finished basement.

Q.What key property features does 697 Ridge Road, Grimsby, ON offer?

Key property features include: Golf, Greenbelt/Conservation, Hospital, Library, Park, School.

Q.What interior features are included in this home?

Interior highlights include: Auto Garage Door Remote, Other, Water Heater Owned.

Q.Is parking available at this property?

Yes, this property offers parking space for 10.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Other and cooling via None.

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Location

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697 Ridge Road, Grimsby, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Grimsby Escarpment, Grimsby

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 697 Ridge Road W, Grimsby, ON L3M 4E7

Estimated Sales Range
$1,045,000 - $1,078,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Grimsby.

Configure Loan Settings

Interest Rate4.00%
Down Payment$329,970 (30.0%)
* Minimum Canadian down payment required for this price is $219,980.
Amortization Period30 Years
Estimated Monthly Payment$3,661Based on a loan of $769,930 over 30 years.
Purchase Price$1,099,900
Loan Amount$769,930
Provincial Land Transfer Tax:$18,473
Total Estimated Closing Taxes:$18,473

About Purchasing a Home in Grimsby, ON

For a property listed at $1,099,900 in Grimsby, the legal minimum down payment is $219,980 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $18,473 for this transaction. As this listing is in Grimsby (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $18,473.

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Grimsby Escarpment, Grimsby Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Grimsby Escarpment, Grimsby.

Verified Local Data
City Population2,794,356
City Median Age39.2 Yrs
City Ownership48% Owners
Avg Area List Price$1,562,472

People & Families

Age Distribution

Household Composition

One-person households
32%
Families with children
36%
Couples without children
24%
Other households
8%

Top Ethnic Origins

Chinese11%
English9%
Canadian8%
East Indian8%

Best Schools in Grimsby Escarpment, Grimsby

Elementary Schools

Nelles
PublicGrimsby, Ontario, L3M 1H3
9.4
Central
Public5 Boulton Avenue, Grimsby, Ontario, L3M 1H6
8.1
Lakeview
Public33 Olive Street, Grimsby, Ontario, L3M 2B9
7.3
Our Lady of Fatima
Public69 Olive Street, Grimsby, Ontario, L3M 2C3
7.2
Park Public
Public217 Main Street East, Grimsby Beach, Grimsby, Ontario, L3M 1P5
9.8

Secondary Schools

Blessed Trinity
Public145 Livingston Avenue, Grimsby-on-the-Lake, Grimsby, Ontario, L3M 5J6
7.1

Grimsby Escarpment, Grimsby Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied48%
Rented52%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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