86 Ridge Road, Grimsby, ON

$1,998,000
MLS#:X13546772
4 beds
3 baths
3500-5000 sqft
8.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 055 - Grimsby Escarpment. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $1,998,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms with 2 functional kitchens
  • Generous living space spanning 3500-5000 sqft on a premium 222.09 x 768.67 ft lot
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 8.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: In-Law Suite, Separate Heating Controls, Water Heater Owned
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Amazing location! If you're a nature lover who is looking for privacy, while still being close to downtown Grimsby, the Bruce Trail and Niagara's wine country, this spacious home may be the one for you! Located on over 4.5 acres of land, this 3,375 sq ft custom built home offers 4 bedrooms, 3 bathrooms and 2 full kitchens with a seperate in-law/nanny suite that is located on the second floor. In addition, there is a full, 1188 sq ft unfinished basement that you can customize to your specific needs. Enjoy the views of the mature trees from every room in this natural light filled home or relax outside and enjoy summer evenings on the sprawling deck. An ideal home for relaxing and also a perfect home for entertaining- with an open concept, freshly painted main floor and direct entry to the beautiful backyard. The updated chef's kitchen features brand new countertops and stainless steel appliances including a commercial 6 burner gas stove, and overlooks the dining area and cozy family room with a fireplace. If you work from home, the convenient office overlooks the front yard with Upstairs, the oversized primary bedroom offers his/hers closets and a comfortable sitting area, in addition to two other spacious bedrooms. The unique upper level in-law/nanny suite provides privacy with a seperate entrance and balcony and its own furnace, central air and hot water tank. The huge laundry room features a seperate shower and sink and brand new Whirlpool washing machine and dryer. If you're looking for storage space- in addition to the 3 car garage with convenient, direct entry into the home, there is also an insulated brick workshop with 3 bay doors that is equipped with hydro and roughed in for gas. This unique home with a beautifully landscaped lot is truly a must see!

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Property Summary

This detached home located at 86 Ridge Road, Grimsby is currently for sale and has been available on SousaSells for 7 days. This property is listed at $1,998,000 with an estimated mortgage of $6,651* per month. It has 4 beds, 3 bathrooms, and is 3500-5000 square feet. 86 Ridge Road, Grimsby is in the 055 - Grimsby Escarpment neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
2
Living Area
3500-5000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/9/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick, Vinyl Siding
BasementFull, Unfinished
Lot Size222.09 × 768.67 Feet
CountyNiagara
Annual Tax$13,354
Legal DescriptionCON 3 PT LOT 7 REG 4.50AC

Parking & Garage

Parking Spaces8.0
Garage Spaces5
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Place Of Worship, Wooded/Treed, Rec./Commun.Centre, School, Hospital

Interior Features

In-Law Suite, Separate Heating Controls, Water Heater Owned

Security Features

Alarm System

Community Features

Location

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86 Ridge Road, Grimsby, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 86 Ridge Road E, Grimsby, ON L3M 4E7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Grimsby.

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Interest Rate4.00%
Down Payment$599,400 (30.0%)
* Minimum Canadian down payment required for this price is $399,600.
Amortization Period30 Years
Estimated Monthly Payment$6,651Based on a loan of $1,398,600 over 30 years.
Purchase Price$1,998,000
Loan Amount$1,398,600
Provincial Land Transfer Tax:$36,435
Total Estimated Closing Taxes:$36,435

About Purchasing a Home in Grimsby, ON

For a property listed at $1,998,000 in Grimsby, the legal minimum down payment is $399,600 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $36,435 for this transaction. As this listing is in Grimsby (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $36,435.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 055 - Grimsby Escarpment, Grimsby.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,727,266

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Nelles
PublicGrimsby, Ontario, L3M 1H3
9.4
Central
Public5 Boulton Avenue, Grimsby, Ontario, L3M 1H6
8.1
Park Public
Public217 Main Street East, Grimsby Beach, Grimsby, Ontario, L3M 1P5
9.8
Lakeview
Public33 Olive Street, Grimsby, Ontario, L3M 2B9
7.3
Our Lady of Fatima
Public69 Olive Street, Grimsby, Ontario, L3M 2C3
7.2

Secondary Schools

Blessed Trinity
Public145 Livingston Avenue, Grimsby-on-the-Lake, Grimsby, Ontario, L3M 5J6
7.1

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.