103 Surrey Street, Guelph, ON
Property no longer active
This property was sold on February 18, 2026. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable 2-Storey semi-detached located in the coveted neighborhood of Downtown. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $459,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 1 Bathroom
- Generous living space spanning 1100-1500 sqft on a premium 25.87 x 141.33 ft lot
- Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
- 2.0 total parking spaces available with a convenient detached configuration
- Notable attributes: Upgraded Insulation, Water Softener
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Welcome to 103 Surrey St E, beautifully renovated century home nestled in one of Guelph's most desirable locations, short stroll from vibrant downtown! This 3-bdrm property offers excellent upside W/the potential to add a 4th bdrm, making it especially attractive for student housing, rental investors or parents purchasing for their students. Positioned within walking distance to downtown, GO Train & University, the home sits in a high-demand rental corridor consistently sought after by students & young professionals. With student rents on the rise, prices having adjusted-rare opportunity to own a semi-detached home under $500,000, lower interest rates & City of Guelph loosening restrictions, this represents one of the most favourable markets in recent years for student rentals & an excellent time to act. Upon entry you're greeted by bright & airy living room featuring solid hardwood floors & multiple windows. The living room flows effortlessly into spacious dining room ideal for hosting family gatherings or dinner parties with friends. Eat-in kitchen is a showstopper with fresh white cabinetry, beautiful backsplash & S/S appliances. Charming wainscoting adds character & direct access to the deck makes outdoor entertaining a breeze-perfect for BBQs with friends & family. Upstairs you'll find 3 spacious bdrms all with hardwood floors, high baseboards & large windows. Modern 3pc bath features sleek vanity & convenient stackable laundry. With room to add a 4th bdrm & zoning that allows for future possibilities, this home offers incredible flexibility! Property also includes detached garage at the back, perfect for add'l storage & parking. Home has been mechanically updated: newer furnace, wiring, windows & plumbing along with cosmetic upgrades such as the kitchen, bathroom & flooring. This property's location is unbeatable: walking distance to restaurants, boutiques, nightlife & more! Local gems like Sugo on Surrey & Zen Gardens are at your doorstep! Being sold as is.
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Property Summary
This detached home located at 103 Surrey Street, Guelph is currently for sale and has been available on SousaSells for 179 days. This property is listed at $459,900 with an estimated mortgage of $1,531* per month. It has 3 beds, 1 bathroom, and is 1100-1500 square feet. 103 Surrey Street, Guelph is in the Downtown neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
Place Of Worship, Public Transit, Park, Rec./Commun.Centre, School, Library
Interior Features
Upgraded Insulation, Water Softener
Security Features
Community Features
Location
Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 103 Surrey Street E, Guelph, ON N1H 3P7
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Guelph, ON
For a property listed at $459,900 in Guelph, the legal minimum down payment is $22,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,673 for this transaction. As this listing is in Guelph (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,673.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.