126 Oxford Street, Guelph, ON

$1,350,000
MLS#:X13207982
3 beds
3 baths
2000-2500 sqft
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Downtown. Expertly crafted featuring premium stucco (plaster) construction, this residence presents an exceptional opportunity offered at $1,350,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 43 x 108 ft lot
  • Features a full, separate entrance, walk-up basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available
  • Notable attributes: Water Heater, Sump Pump
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

A rare offering in one of Guelph's most sought-after mature neighbourhoods, 126 Oxford Street bridges timeless character with the comfort, efficiency, and functionality of a newly constructed home. Brand new and never lived in, it offers the unique opportunity to be the first to call this address home. In a neighbourhood where buyers are often forced to compromise on layout, storage, and lower-level usability, this home delivers a refreshing alternative with approximately 2,500 sq. ft. of thoughtfully designed living space built for modern lifestyles. The main floor is anchored by a stunning open-concept kitchen featuring an oversized island, custom cabinetry, premium finishes, and a walk-in pantry, all flowing into the surrounding living and dining spaces. Expansive windows fill the home with natural light, while hardwood flooring and carefully considered design details create a warm yet refined atmosphere. A sunken mudroom adds both character and everyday practicality, making the space as functional as it is beautiful. Upstairs, three well-appointed bedrooms provide comfortable accommodations for anyone who values space and thoughtful design. The primary suite is beautifully finished with a vessel tub and oversized walk-in shower in the ensuite. The main bathroom mirrors the same elevated design, while the cleverly designed laundry room offers dual access from both the hallway and primary suite for added convenience. What truly sets this home apart within the neighbourhood is the lower level. Built on a poured concrete foundation, the space offers the structural integrity and moisture resistance that owners of a downtown home can only dream of, paired with 9-foot ceilings, a separate entrance, and rough-ins for a future kitchen or bar. The result is exceptional flexibility for an in-law suite, income potential, or a customized entertainment area. 126 Oxford: an exceptional opportunity that stands apart and delivers on every level.

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Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJune 17, 2026
Sold price information is available to members only
Listed Date5/28/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionStucco (Plaster)
BasementFull, Separate Entrance, Walk-Up
Lot Size43 × 108 Feet
CountyWellington
Annual Tax$0
Legal DescriptionPART LOT 18 SOUTH SIDE OXFORD ST, PLAN 29 DESIGNATED AS PART 2, 61R22112; GUELPH

Parking & Garage

Parking Spaces3.0
Garage Spaces3
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Library, Park, Public Transit, School

Interior Features

Water Heater, Sump Pump

Security Features

Community Features

Location

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126 Oxford Street, Guelph, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 126 Oxford Street, Guelph, ON N1H 2M7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Guelph.

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Interest Rate5.25%
Down Payment$270,000 (20.0%)
* Minimum Canadian down payment required for this price is $270,000.
Amortization Period25 Years
Estimated Monthly Payment$6,436Based on a loan of $1,080,000 over 25 years.
Purchase Price$1,350,000
Loan Amount$1,080,000
Provincial Land Transfer Tax:$23,475
Total Estimated Closing Taxes:$23,475

About Purchasing a Home in Guelph, ON

For a property listed at $1,350,000 in Guelph, the legal minimum down payment is $270,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $23,475 for this transaction. As this listing is in Guelph (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $23,475.

Nearby Listings

Distance:

No current listings found in Guelph.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Downtown, Guelph.

Verified Local Data
City Population143,740
City Median Age38.5 Yrs
City Ownership68% Owners
Avg Area List Price$895,507

People & Families

Age Distribution

Household Composition

One-person households
28%
Families with children
42%
Couples without children
26%
Other households
4%

Top Ethnic Origins

English28%
Canadian22%
Scottish20%
Irish19%

Local Schools Guide

Elementary Schools

Central
Public97 Dublin Street North, Guelph, Ontario, N1H 4N2
7.6
John McCrae
Public189 Water Street, Guelph, Ontario, N1G 1B3
8.8
Sacred Heart
Public125 Huron Street, Guelph, Ontario, N1E 5L5
6.3
King George
Public72 Lemon Street, Guelph, Ontario, N1E 2H5
7.7
Victory
Public135 Exhibition Street, Guelph, Ontario, N1H 4R4
7.8

Secondary Schools

Guelph
Public155 Paisley Street, Guelph, Ontario, N1H 2P3
8.2
Our Lady of Lourdes
Public54 Westmount Road, Guelph, Ontario, N1H 5H7
4.6
John F Ross
Public21 Meyer Drive, Guelph, Ontario, N1E 4H1
7.7

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied68%
Rented32%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.