131 Surrey Street, Guelph, ON

$650,000
MLS#:X13592368
3 beds
1 baths
1100-1500 sqft
3.0 parking
Residential Freehold
131 Surrey Street E, Guelph, ON N1H 3R1

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Downtown. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $650,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 1100-1500 sqft on a premium 45.33 x 48.5 ft lot
  • Features a full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Water Heater
  • Efficient forced air heating via gas

Description

Updated red-brick century home downtown Guelph! The home oozes curb appeal, greeting you with beautiful gardens and an updated front porch. As you enter, you will love all the updates on the main level: modern black tile in the entryway and kitchen, updated white cabinetry including a breakfast bar with wooden counters, subway tile backsplash, stainless steel appliances, and pot lights. The dining room and living room have wooden floors with trim and moldings that are loaded with the character you would expect from a home of this age. There is also access to the backyard, which is small, but sweet. It requires very little maintenance with no grass to cut, but offers lots of natural stone and a deck for seating. Upstairs has pine flooring with two bedrooms and a full bathroom, plus a very versatile office/den/living room that could also be converted into a third bedroom if you choose. The primary bedroom has a private balcony overlooking the street, the perfect spot for a morning coffee. The bathroom has also been renovated with a large tub, tile surround, and a new vanity. The detached garage is heated if you choose to use it as a studio or workshop. Basement is clean and dry with a thick stone foundation. Located near the Go station, Farmer's Market, shopping, and entertainment - experience downtown living at a price point rarely seen for this type of offering. Metal roof on house and garage (2009), kitchen (2025), bathroom (2022), insulation added to attic (2019), furnace (2018), water softener (2025).

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Property Summary

This detached home located at 131 Surrey Street, Guelph is currently for sale and has been available on SousaSells for 15 days. This property is listed at $650,000 with an estimated mortgage of $2,164* per month. It has 3 beds, 1 bathroom, and is 1100-1500 square feet. 131 Surrey Street, Guelph is in the Downtown neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 1 bathroom, this home offers ample space and comfort for growing families in Downtown, Guelph.

Highly Recommended for Families
What We Love About This Home
  • 3 spacious bedroom layout offering versatile living space
  • 1 well-appointed bathroom
  • 1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Guelph.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold Conditional
Listed Date7/22/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick
BasementFull
Lot Size45.33 × 48.5 Feet
CountyWellington
Annual Tax$4,934
Legal DescriptionPT LOT 2, PLAN 269 , AS IN RO696541, S/T & T/W RO696541

Parking & Garage

Parking Total3.0
Parking Space2
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

  • Park
  • Public Transit
  • River/Stream
  • Hospital

Interior Features

  • Water Heater

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 131 Surrey Street, Guelph, ON

Q.What is the asking price for 131 Surrey Street, Guelph, ON ?

The current listing price for 131 Surrey Street, Guelph, ON in Downtown, Guelph is $650,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 1 bathroom across approximately 1100-1500 sqft.

Q.What property type and architectural style is 131 Surrey Street, Guelph, ON ?

131 Surrey Street, Guelph, ON is a Detached (2-Storey) featuring a Full basement.

Q.What key property features does 131 Surrey Street, Guelph, ON offer?

Key property features include: Park, Public Transit, River/Stream, Hospital.

Q.What interior features are included in this home?

Interior highlights include: Water Heater.

Q.Is parking available at this property?

Yes, this property offers parking space for 3.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via None.

Location

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131 Surrey Street, Guelph, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 131 Surrey Street E, Guelph, ON N1H 3R1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Guelph.

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Interest Rate4.00%
Down Payment$195,000 (30.0%)
* Minimum Canadian down payment required for this price is $40,000.
Amortization Period30 Years
Estimated Monthly Payment$2,164Based on a loan of $455,000 over 30 years.
Purchase Price$650,000
Loan Amount$455,000
Provincial Land Transfer Tax:$9,475
Total Estimated Closing Taxes:$9,475

About Purchasing a Home in Guelph, ON

For a property listed at $650,000 in Guelph, the legal minimum down payment is $40,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,475 for this transaction. As this listing is in Guelph (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,475.

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Downtown, Guelph Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Downtown, Guelph.

Verified Local Data
City Population143,740
City Median Age38.5 Yrs
City Ownership68% Owners
Avg Area List Price$938,547

People & Families

Age Distribution

Household Composition

One-person households
28%
Families with children
42%
Couples without children
26%
Other households
4%

Top Ethnic Origins

English28%
Canadian22%
Scottish20%
Irish19%

Best Schools in Downtown, Guelph

Elementary Schools

Central
Public97 Dublin Street North, Guelph, Ontario, N1H 4N2
7.6
Sacred Heart
Public125 Huron Street, Guelph, Ontario, N1E 5L5
6.3
King George
Public72 Lemon Street, Guelph, Ontario, N1E 2H5
7.7
John McCrae
Public189 Water Street, Guelph, Ontario, N1G 1B3
8.8
Victory
Public135 Exhibition Street, Guelph, Ontario, N1H 4R4
7.8

Secondary Schools

Guelph
Public155 Paisley Street, Guelph, Ontario, N1H 2P3
8.2
Our Lady of Lourdes
Public54 Westmount Road, Guelph, Ontario, N1H 5H7
4.6
John F Ross
Public21 Meyer Drive, Guelph, Ontario, N1E 4H1
7.7

Downtown, Guelph Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied68%
Rented32%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.