164 Suffolk Street, Guelph, ON

$594,900
MLS#:X12414281
3 beds
1 baths
700-1100 sqft
6.0 parking
Residential Freehold
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Property no longer active

This property was sold on December 6, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 1 1/2 Storey semi-detached located in the coveted neighborhood of Downtown. Expertly crafted featuring premium board & batten construction, this residence presents an exceptional opportunity offered at $594,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 33 x 105 ft lot
  • Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Water Heater Owned
  • Efficient forced air heating via gas

Description

Move-In Ready in Downtown Guelph Looking for a home that's already been done from top to bottom? Welcome to 164 Suffolk Street West, a beautifully renovated semi-detached just steps from Guelphs vibrant downtown. No renovations, no painting, no stress simply unpack and enjoy. Inside, a bright foyer leads you into the open main floor, where natural light fills the living room, complete with a modern electric fireplace to set the mood for quiet nights or entertaining. The kitchen has been fully redesigned with a central island, brand-new appliances, and plenty of prep and storage space. From here, walk out to your private backyard with partial fencing and a rare 21x19 detached double garage with hydro an incredible find in this area. The main level is carpet-free with stylish, low-maintenance LVP flooring. Upstairs, two generously sized bedrooms and a fresh 4-piece bathroom provide comfort and functionality. The finished lower level adds versatility, offering a third bedroom, plus an office or den ideal for guests, teens, or working from home. A dedicated laundry area and utility room complete the layout. Notable upgrades include a newer furnace, updated plumbing and electrical, and recent soffits and leaf guards, ensuring peace of mind for years to come. This home blends style, convenience, and location in one package. Step outside and you're minutes from the Farmers Market, The Bookshelf, GO & VIA transit, restaurants, pubs, and all the downtown essentials .A rare chance to move right in and enjoy downtown living at its best book your showing today!

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Property Summary

This detached home located at 164 Suffolk Street, Guelph is currently for sale and has been available on SousaSells for 303 days. This property is listed at $594,900 with an estimated mortgage of $1,980* per month. It has 3 beds, 1 bathroom, and is 700-1100 square feet. 164 Suffolk Street, Guelph is in the Downtown neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateDecember 6, 2025
Sold price information is available to members only
Listed Date9/18/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeSemi-Detached
Architectural Style1 1/2 Storey
ConstructionBoard & Batten
BasementFinished, Full
Lot Size33 × 105 Feet
CountyWellington
Annual Tax$4,539
Legal DescriptionPT Lot 14 South OF SUFFOLK ST, Plan 29 , AS IN RO712255 Save and Except T/W EASEMENT THEREIN; S/T RO712255 ; GUELPH

Parking & Garage

Parking Total6.0
Parking Space4
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

Library, Park, Public Transit, Place Of Worship, School, School Bus Route

Interior Features

Water Heater Owned

Security Features

Community Features

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Location

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164 Suffolk Street, Guelph, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 164 Suffolk Street W, Guelph, ON N1H 2J8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Guelph.

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Interest Rate4.00%
Down Payment$178,470 (30.0%)
* Minimum Canadian down payment required for this price is $34,490.
Amortization Period30 Years
Estimated Monthly Payment$1,980Based on a loan of $416,430 over 30 years.
Purchase Price$594,900
Loan Amount$416,430
Provincial Land Transfer Tax:$8,373
Total Estimated Closing Taxes:$8,373

About Purchasing a Home in Guelph, ON

For a property listed at $594,900 in Guelph, the legal minimum down payment is $34,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,373 for this transaction. As this listing is in Guelph (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,373.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Downtown, Guelph.

Verified Local Data
City Population143,740
City Median Age38.5 Yrs
City Ownership68% Owners
Avg Area List Price$896,099

People & Families

Age Distribution

Household Composition

One-person households
28%
Families with children
42%
Couples without children
26%
Other households
4%

Top Ethnic Origins

English28%
Canadian22%
Scottish20%
Irish19%

Local Schools Guide

Elementary Schools

Central
Public97 Dublin Street North, Guelph, Ontario, N1H 4N2
7.6
John McCrae
Public189 Water Street, Guelph, Ontario, N1G 1B3
8.8
Victory
Public135 Exhibition Street, Guelph, Ontario, N1H 4R4
7.8
King George
Public72 Lemon Street, Guelph, Ontario, N1E 2H5
7.7
Sacred Heart
Public125 Huron Street, Guelph, Ontario, N1E 5L5
6.3

Secondary Schools

Guelph
Public155 Paisley Street, Guelph, Ontario, N1H 2P3
8.2
Our Lady of Lourdes
Public54 Westmount Road, Guelph, Ontario, N1H 5H7
4.6
John F Ross
Public21 Meyer Drive, Guelph, Ontario, N1E 4H1
7.7

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied68%
Rented32%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.