169 Palmer Street, Guelph, ON

$1,299,900
MLS#:X13209804
4 beds
3 baths
2000-2500 sqft
5.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of St. George's. Expertly crafted featuring premium brick and board & batten construction, this residence presents an exceptional opportunity offered at $1,299,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 82 x 93 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: On Demand Water Heater, Primary Bedroom - Main Floor, Sump Pump
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

St. George's Park has always been one of those neighbourhoods where people move in and then quietly never leave - they just trade with the neighbors. Tree-lined streets, character homes, good people, and close enough but still far away from downtown. This home fits the area perfectly. Classic brick exterior, mature landscaping, and a great front porch for sitting and smiling at the passersby. Inside, the main rooms have been updated without stripping away the character that makes older homes unique. The living area combines kitchen, dining and relaxing without feeling cramped, and allows great sight lines between spaces. The whole main floor layout makes your day to day living comfortable. The main floor master suite is every empty nester's dream - and sets this home up to see you through every life stage. The kitchen is open, functional, and well done. Soapstone counters, tons of natural light, and finishes that feel timeless instead of trendy. The wet bar area supports kitchen overflow, or your barista hobby. Upstairs, more space - 3 beds and a full bath - kids, guests, home office - it's all the space you need. Downstairs - even more space. Home gym, rec room - or just an area where the toybox can explode out of sight from company. And then there's the backyard where the property really separates itself. Mature trees, stone walkways, string lights, multiple sitting areas, a tiered deck, and enough privacy from the neighbors. You can picture summer dinners turned drinks out here, or a fire going while guests say "just one more" for the fifth time. The kids will have plenty of space to roam, until they're old enough to hit to the park on their own - this is a pocket where the 'streetlight generation' lives on. This isn't a house that relies on a lipstick renovation. It's a great home in a great neighbourhood where you experience the value of the location. The kind of place that's hard to replicate and even harder to leave once you Live Here.

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Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMay 30, 2026
Sold price information is available to members only
Listed Date5/28/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick, Board & Batten
BasementFinished
Lot Size82 × 93 Feet
CountyWellington
Annual Tax$8,300
Legal DescriptionLOTS 11, 12 & 13, PLAN 357 ; GUELPH

Parking & Garage

Parking Spaces5.0
Garage Spaces4
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

On Demand Water Heater, Primary Bedroom - Main Floor, Sump Pump, Water Softener

Security Features

Community Features

Location

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169 Palmer Street, Guelph, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 169 Palmer Street, Guelph, ON N1E 2R5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Guelph.

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Interest Rate5.25%
Down Payment$259,980 (20.0%)
* Minimum Canadian down payment required for this price is $259,980.
Amortization Period25 Years
Estimated Monthly Payment$6,197Based on a loan of $1,039,920 over 25 years.
Purchase Price$1,299,900
Loan Amount$1,039,920
Provincial Land Transfer Tax:$22,473
Total Estimated Closing Taxes:$22,473

About Purchasing a Home in Guelph, ON

For a property listed at $1,299,900 in Guelph, the legal minimum down payment is $259,980 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $22,473 for this transaction. As this listing is in Guelph (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $22,473.

Nearby Listings

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No current listings found in Guelph.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. George's, Guelph.

Verified Local Data
City Population143,740
City Median Age38.5 Yrs
City Ownership68% Owners
Avg Area List Price$1,257,961

People & Families

Age Distribution

Household Composition

One-person households
28%
Families with children
42%
Couples without children
26%
Other households
4%

Top Ethnic Origins

English28%
Canadian22%
Scottish20%
Irish19%

Local Schools Guide

Elementary Schools

John Galt
Public50 Laurine Avenue, Guelph, Ontario, N1E 4M9
6.3
King George
Public72 Lemon Street, Guelph, Ontario, N1E 2H5
7.7
Ottawa Crescent
Public75 Ottawa Crescent, Guelph, Ontario, N1E 2A8
4.8
St John
Public63 Victoria Road North, Guelph, Ontario, N1E 5G9
5.2
Sacred Heart
Public125 Huron Street, Guelph, Ontario, N1E 5L5
6.3

Secondary Schools

John F Ross
Public21 Meyer Drive, Guelph, Ontario, N1E 4H1
7.7
St. James
Catholic57 Victoria Road North, Guelph, Ontario, N1E 5G9
5.9
Guelph
Public155 Paisley Street, Guelph, Ontario, N1H 2P3
8.2

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied68%
Rented32%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.