174 Ferguson Street, Guelph, ON

$750,000
MLS#:X11884941
5 beds
4 baths
1500-2000 sqft
6.0 parking
Residential Freehold
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Property no longer active

This property was sold on December 6, 2024. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of St. Patrick's Ward. Expertly crafted featuring premium aluminum siding and brick construction, this residence presents an exceptional opportunity offered at $750,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 4 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1500-2000 sqft on a premium 33 x 116 ft lot
  • Features a finished with walk-out, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Accessory Apartment, In-Law Suite, Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

A Family Home with a mortgage helper in the Heart of The Ward!Heres your chance to move into a warm, spacious home for the family whileearning income from a legal, 2nd foor apartment. It features 3 spacious bedrooms, kitchen, bathroom, and living room on the main foor with arenovated basement with family room, games room and bathroom that is perfect for entertaining. Plus theres a 2-bedroom unit on the upperfoor with a 4-piece bathroom, living room, and separate access. Each unit has its own laundry, ensuring convenience for all residents. Theproperty also includes a single detached garage and a separate, fully fenced plot of land, ideal for gardening or outdoor play.Better still, thishome is in Guelphs revitalized Ward, which is fast becoming one of the most desirable neighbourhoods for raising a family and creating newfriends. Its located between the Speed and Eramosa rivers, providing easy access to parks, trails, and sports felds. The Ward is also withinwalking distance of the River Run and Sleeman Centres and historic downtown Guelph with all its shops, restaurants, and night life. This propertyis ideal for a young couple looking to offset mortgage payments with a rental unit. Don't miss out on this rare opportunity to live and invest within a thriving community

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Property Summary

This detached home located at 174 Ferguson Street, Guelph is currently for sale and has been available on SousaSells for 592 days. This property is listed at $750,000 with an estimated mortgage of $2,496* per month. It has 5 beds, 4 bathrooms, and is 1500-2000 square feet. 174 Ferguson Street, Guelph is in the St. Patrick's Ward neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
5
Bathrooms
4
Kitchens
2
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateDecember 6, 2024
Sold price information is available to members only
Listed Date12/1/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionAluminum Siding, Brick
BasementFinished with Walk-Out, Full
Lot Size33 × 116 Feet
CountyWellington
Annual Tax$6,228
Legal DescriptionLOT 6, PLAN 329; PT PARK LOT C, PLAN 9293; PT LOT 17, PLAN 337, AS IN MS9033 ; GUELPH and PART PARK LOT C, PLAN LOT 17, PLAN 337, AS IN MS9033: GUELPH

Parking & Garage

Parking Spaces6.0
Garage Spaces5
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Accessory Apartment, In-Law Suite, Water Heater

Security Features

Community Features

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Location

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174 Ferguson Street, Guelph, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 174 Ferguson Street, Guelph, ON N1E 2Z2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Guelph.

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Interest Rate4.00%
Down Payment$225,000 (30.0%)
* Minimum Canadian down payment required for this price is $50,000.
Amortization Period30 Years
Estimated Monthly Payment$2,496Based on a loan of $525,000 over 30 years.
Purchase Price$750,000
Loan Amount$525,000
Provincial Land Transfer Tax:$11,475
Total Estimated Closing Taxes:$11,475

About Purchasing a Home in Guelph, ON

For a property listed at $750,000 in Guelph, the legal minimum down payment is $50,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $11,475 for this transaction. As this listing is in Guelph (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $11,475.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Patrick's Ward, Guelph.

Verified Local Data
City Population143,740
City Median Age38.5 Yrs
City Ownership68% Owners
Avg Area List Price$665,037

People & Families

Age Distribution

Household Composition

One-person households
28%
Families with children
42%
Couples without children
26%
Other households
4%

Top Ethnic Origins

English28%
Canadian22%
Scottish20%
Irish19%

Local Schools Guide

Elementary Schools

Sacred Heart
Public125 Huron Street, Guelph, Ontario, N1E 5L5
6.3
Central
Public97 Dublin Street North, Guelph, Ontario, N1H 4N2
7.6
John Galt
Public50 Laurine Avenue, Guelph, Ontario, N1E 4M9
6.3
King George
Public72 Lemon Street, Guelph, Ontario, N1E 2H5
7.7
John McCrae
Public189 Water Street, Guelph, Ontario, N1G 1B3
8.8

Secondary Schools

St. James
Catholic57 Victoria Road North, Guelph, Ontario, N1E 5G9
5.9
John F Ross
Public21 Meyer Drive, Guelph, Ontario, N1E 4H1
7.7
Guelph
Public155 Paisley Street, Guelph, Ontario, N1H 2P3
8.2
Our Lady of Lourdes
Public54 Westmount Road, Guelph, Ontario, N1H 5H7
4.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied68%
Rented32%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.