194 Silvercreek Parkway, Guelph, ON

$748,988
MLS#:X13111966
4 beds
3 baths
1100-1500 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Junction/Onward Willow. Expertly crafted featuring premium brick and other construction, this residence presents an exceptional opportunity offered at $748,988 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1100-1500 sqft on a premium 40 x 150 ft lot
  • Features a finished, full, apartment, finished with walk-out, separate entrance, walk-up basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 194 Silvercreek Parkway South, a Bungaloft situated on an impressive 150 foot deep lot with a detached 1-car garage. It offers a rare amount of outdoor space and privacy in the heart of one of Guelph's most accessible neighborhoods. The home features a functional and inviting design with three spacious bedrooms. The main floor offers convenient living with two bright bedrooms and a full primary living area. Retreat upstairs to the private loft, which serves as an expansive third bedroom complete with its own dedicated bathroom.Unlike most, this basement is a fully finished legal apartment, making the property a legal duplex. It's a great setup for someone looking for extra rental income or a solid investment. Conveniently located with easy access to the Hanlon Expressway and just minutes from Downtown Guelph, schools, parks, shopping, and everyday amenities, this move-in ready home offers immediate possession and an exceptional opportunity for both homeowners and investors alike.VENDOR WILL CONSIDER A VTB fist MORTGAGE with 20% down to a qualify buyer.

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Property Summary

This detached home located at 194 Silvercreek Parkway, Guelph is currently for sale and has been available on SousaSells for 67 days. This property is listed at $748,988 with an estimated mortgage of $2,493* per month. It has 4 beds, 3 bathrooms, and is 1100-1500 square feet. 194 Silvercreek Parkway, Guelph is in the Junction/Onward Willow neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
2
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
Listed Date5/11/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionBrick, Other
BasementFinished, Full, Apartment, Finished with Walk-Out, Separate Entrance, Walk-Up
Lot Size40 × 150 Feet
CountyWellington
Annual Tax$5,647
Legal DescriptionPT LOT 21 CON DIVISION A GUELPH TOWNSHIP AS IN CS51948*GUELPH AMENDED 2002

Parking & Garage

Parking Spaces4.0
Garage Spaces3
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Public Transit, School Bus Route

Interior Features

Primary Bedroom - Main Floor

Security Features

Community Features

Location

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194 Silvercreek Parkway, Guelph, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 194 Silvercreek Parkway S, Guelph, ON N1H 3S7

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Guelph.

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Interest Rate4.00%
Down Payment$224,696 (30.0%)
* Minimum Canadian down payment required for this price is $49,899.
Amortization Period30 Years
Estimated Monthly Payment$2,493Based on a loan of $524,292 over 30 years.
Purchase Price$748,988
Loan Amount$524,292
Provincial Land Transfer Tax:$11,455
Total Estimated Closing Taxes:$11,455

About Purchasing a Home in Guelph, ON

For a property listed at $748,988 in Guelph, the legal minimum down payment is $49,899 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $11,455 for this transaction. As this listing is in Guelph (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $11,455.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Junction/Onward Willow, Guelph.

Verified Local Data
City Population143,740
City Median Age38.5 Yrs
City Ownership68% Owners
Avg Area List Price$630,912

People & Families

Age Distribution

Household Composition

One-person households
28%
Families with children
42%
Couples without children
26%
Other households
4%

Top Ethnic Origins

English28%
Canadian22%
Scottish20%
Irish19%

Local Schools Guide

Elementary Schools

St Joseph
Public10 Guelph Street, Guelph, Ontario, N1H 5Y8
5.7
Paisley Road
Public406 Paisley Road, Guelph, Ontario, N1H 2R3
4.7
Willow Road
Public125 Willow Road, Guelph, Ontario, N1H 1W4
3.1
Central
Public97 Dublin Street North, Guelph, Ontario, N1H 4N2
7.6
St Peter
Public150 Westwood Road, Guelph, Ontario, N1H 7G1
4.5

Secondary Schools

Guelph
Public155 Paisley Street, Guelph, Ontario, N1H 2P3
8.2
Our Lady of Lourdes
Public54 Westmount Road, Guelph, Ontario, N1H 5H7
4.6
College Heights
Public371 College Avenue West, Guelph, Ontario, N1G 1T3
0.0

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied68%
Rented32%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.