26 Ontario Street, Guelph, ON

$414,900
MLS#:X13124830
1 beds
1 baths
600-699 sqft
35.0 parking
Residential Condo & Other
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Property Highlights

Welcome to this remarkable Apartment condo apartment located in the coveted neighborhood of St. Patrick's Ward. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $414,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 1 Bedroom and 1 Bathroom
  • Generous living space spanning 600-699 sqft
  • 35.0 total parking spaces available
  • Notable attributes: Wheelchair Access, Separate Heating Controls, Carpet Free
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Historic loft charm meets modern privacy in the prestigious Mill Lofts, a 1902 textile mill conversion in the heart of the city. Meticulously maintained by a single owner since its conversion, Unit 108 immediately showcases its industrial heritage through soaring ceilings and authentic concrete structural walls anchored by warm birch hardwood flooring. Designed with a focus on privacy, this suite stands out with a premium, full-height bedroom wall, an architectural choice that provides a distinct sense of separation and sanctuary rarely found in industrial loft layouts. The entry leads past a four-piece bathroom and laundry area, featuring a large vanity and a 2024 LG laundry duo. The floor plan flows into a timeless Barzotti kitchen equipped with soft-close cabinetry, a porcelain tile backsplash, and an updated stainless steel smart Bosch dishwasher. Beyond the kitchen peninsula, the spacious living area is flooded with natural light from large windows, a feature that continues into the adjacent private bedroom. Practicality is maximized with integrated storage solutions, including a loft space above the bathroom and potential for additional overhead storage in the bedroom. Every detail has been curated for efficiency, including energy-saving Duette privacy blinds, new faucets, and upgraded ceiling fans. Major mechanical updates provide long-term peace of mind, highlighted by a heat pump replaced in 2017. Complete with an owned parking space and storage locker, this turnkey suite is steps from the GO Station, Speed River trails, and downtown amenities. Offering uncompromising craftsmanship and character, this home is the ultimate urban retreat for professionals, mature students, or those seeking a sophisticated lifestyle in Guelph.

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Key Features

Bedrooms
1
Bathrooms
1
Kitchens
1
Living Area
600-699 sqft
Property Type
Residential Condo & Other

Additional Details

StatusTerminated
Listed Date5/13/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Apartment
Architectural StyleApartment
ConstructionBrick
BasementNone
CountyWellington
Annual Tax$2,991

Parking & Garage

Parking Spaces35.0
Garage Spaces1
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Wheelchair Access, Separate Heating Controls, Carpet Free, Storage Area Lockers

Security Features

Community Features

Location

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26 Ontario Street, Guelph, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 26 Ontario Street 108, Guelph, ON N1E 7K1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Guelph.

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Interest Rate5.25%
Down Payment$20,745 (5.0%)
* Minimum Canadian down payment required for this price is $20,745.
Amortization Period25 Years
Estimated Monthly Payment$2,349Based on a loan of $394,155 over 25 years.
Purchase Price$414,900
Loan Amount$394,155
Provincial Land Transfer Tax:$4,773
Total Estimated Closing Taxes:$4,773

About Purchasing a Home in Guelph, ON

For a property listed at $414,900 in Guelph, the legal minimum down payment is $20,745 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,773 for this transaction. As this listing is in Guelph (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,773.

Nearby Listings

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No current listings found in Guelph.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for St. Patrick's Ward, Guelph.

Verified Local Data
City Population143,740
City Median Age38.5 Yrs
City Ownership68% Owners
Avg Area List Price$642,489

People & Families

Age Distribution

Household Composition

One-person households
28%
Families with children
42%
Couples without children
26%
Other households
4%

Top Ethnic Origins

English28%
Canadian22%
Scottish20%
Irish19%

Local Schools Guide

Elementary Schools

Sacred Heart
Public125 Huron Street, Guelph, Ontario, N1E 5L5
6.3
Central
Public97 Dublin Street North, Guelph, Ontario, N1H 4N2
7.6
John McCrae
Public189 Water Street, Guelph, Ontario, N1G 1B3
8.8
King George
Public72 Lemon Street, Guelph, Ontario, N1E 2H5
7.7
John Galt
Public50 Laurine Avenue, Guelph, Ontario, N1E 4M9
6.3

Secondary Schools

St. James
Catholic57 Victoria Road North, Guelph, Ontario, N1E 5G9
5.9
Guelph
Public155 Paisley Street, Guelph, Ontario, N1H 2P3
8.2
John F Ross
Public21 Meyer Drive, Guelph, Ontario, N1E 4H1
7.7
Our Lady of Lourdes
Public54 Westmount Road, Guelph, Ontario, N1H 5H7
4.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied68%
Rented32%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.