265 Waterloo Avenue, Guelph, ON

$729,000
MLS#:X13457100
3 beds
1 baths
1100-1500 sqft
5.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Junction/Onward Willow. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $729,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 1100-1500 sqft on a premium 32 x 100 ft lot
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Water Heater, Water Meter, Water Softener
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 265 Waterloo Avenue, a beautifully preserved red-brick century home offering the perfect blend of historic charm and thoughtful modern updates. Built in 1905, this inviting two-storey features 3 bedrooms, 1 bathroom, and character that is increasingly difficult to find. Step inside and be greeted by stunning original hardwood floors, rich woodwork, and timeless architectural details that showcase the home's heritage. The heart of the home is the custom-designed kitchen, where style and functionality come together beautifully. Quality cabinetry, ample workspace, and a striking exposed brick accent wall offers warmth, character, and a unique backdrop for everyday living and entertaining. At the rear of the home, you'll find a bright and versatile two-season sunroom overlooking the gardens. This cozy space is perfect for enjoying your morning coffee, reading a book, or unwinding while taking in views of the backyard. For buyers seeking additional functionality, this area offers potential for a future main-floor bathroom. Extensive mechanical updates, including electrical and plumbing improvements, provide peace of mind while maintaining the home's original charm. Upstairs, three comfortable bedrooms offer space for families, guests, or a home office. Outside, the property truly shines. The detached garage/workshop is ideal for hobbyists, extra storage, or creative projects. The spectacular backyard is a gardener's dream, featuring mature trees, established perennial gardens, vibrant landscaping, and multiple areas to relax or entertain. Whether hosting summer gatherings or enjoying a quiet evening outdoors, this private oasis offers an exceptional outdoor lifestyle. Located in one of Guelph's most established and sought-after neighbourhoods, close to parks, schools, downtown amenities, and trails, this exceptional century home presents a rare opportunity to enjoy character, craftsmanship, modern updates, and an incredible outdoor retreat all in one property.

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Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJune 29, 2026
Sold price information is available to members only
Listed Date6/17/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick
BasementFull, Unfinished
Lot Size32 × 100 Feet
CountyWellington
Annual Tax$4,752
Legal DescriptionPT Lot 6, Plan 317 , AS IN ROS624006 ; GUELPH

Parking & Garage

Parking Spaces5.0
Garage Spaces4
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Park, Public Transit

Interior Features

Water Heater, Water Meter, Water Softener

Security Features

Carbon Monoxide Detectors, Smoke Detector

Community Features

Location

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265 Waterloo Avenue, Guelph, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 265 Waterloo Avenue, Guelph, ON N1H 3J6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Guelph.

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Interest Rate5.25%
Down Payment$47,900 (6.6%)
* Minimum Canadian down payment required for this price is $47,900.
Amortization Period25 Years
Estimated Monthly Payment$4,059Based on a loan of $681,100 over 25 years.
Purchase Price$729,000
Loan Amount$681,100
Provincial Land Transfer Tax:$11,055
Total Estimated Closing Taxes:$11,055

About Purchasing a Home in Guelph, ON

For a property listed at $729,000 in Guelph, the legal minimum down payment is $47,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $11,055 for this transaction. As this listing is in Guelph (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $11,055.

Nearby Listings

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No current listings found in Guelph.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Junction/Onward Willow, Guelph.

Verified Local Data
City Population143,740
City Median Age38.5 Yrs
City Ownership68% Owners
Avg Area List Price$686,279

People & Families

Age Distribution

Household Composition

One-person households
28%
Families with children
42%
Couples without children
26%
Other households
4%

Top Ethnic Origins

English28%
Canadian22%
Scottish20%
Irish19%

Local Schools Guide

Elementary Schools

St Joseph
Public10 Guelph Street, Guelph, Ontario, N1H 5Y8
5.7
Paisley Road
Public406 Paisley Road, Guelph, Ontario, N1H 2R3
4.7
Willow Road
Public125 Willow Road, Guelph, Ontario, N1H 1W4
3.1
Central
Public97 Dublin Street North, Guelph, Ontario, N1H 4N2
7.6
St Peter
Public150 Westwood Road, Guelph, Ontario, N1H 7G1
4.5

Secondary Schools

Guelph
Public155 Paisley Street, Guelph, Ontario, N1H 2P3
8.2
Our Lady of Lourdes
Public54 Westmount Road, Guelph, Ontario, N1H 5H7
4.6
College Heights
Public371 College Avenue West, Guelph, Ontario, N1G 1T3
0.0

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied68%
Rented32%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.